Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Looking for some advice here. Here's the backstory: About ten years ago, my STBXW and I met overseas and moved to the US. We got married quickly for her visa, but it wasn't a real marriage. We agreed to marry later if we both agreed. Despite having evidence and witnesses, it doesn't seem to matter in California according to the family law attorneys I consulted.
Fast forward five years after our marriage, my ex backed out of our mediation process just as we were about to start. She pressured me to leave our apartment while I was on a family trip. Now she has hired an expensive lawyer and is seeking community property division, attorney's fees, and support, which is a complete change from what she was saying just weeks ago.
I feel betrayed and sick to my stomach having to give away a significant portion of my net worth and face financial burdens for years. It would be different if we had a proper wedding, but she denies we were ever really married. I cared for her, helped with her citizenship, went through therapy, and more. I thought she was my best friend, but now I see she was just using me and manipulating my kindness. She claims I was "financially abusive" because I didn't let her control our money, even after our separation. In reality, it was me refusing to move to an expensive area and buy property when she wasn't interested in working on our relationship.
Every morning, I wake up panicked about the impending financial setback. I'm 33, have no kids, and earn a good salary in tech sales, although it's been tougher lately. On top of that, I'll have to pay her a significant portion of my future commissions (around 20-30% pre-tax). I also have elderly parents to take care of, which adds to my financial responsibilities.
How can I cope with this crippling financial setback? It's overwhelming, especially combined with the feeling of being deceived and betrayed by someone I trusted so much.

Happy Sunday! I'm Michael, and thanks for clicking on my post. It's a beautiful day out here so I've been spending some time outdoors already today, and figured the only way I could make it better is by talking to someone really sweet too. :)
Here's a few pics of me: https://imgur.com/a/8lbx2uT
I'm looking for someone fun to chat with and get to know. I'm a sucker for good morning/night texts, sending memes when we find them, and sharing silly little details of our days. I'm usually pretty quick to respond too! I work full time and really love my job, also enjoy checking out new music, doing some crafty stuff, daydreaming, and driving around. Life has been super hectic lately as in the last three months I've been able to do just about everything I'm passionate about - I've been to 13 concerts, two NASCAR races, and an airshow too. Don't be offended if I can't hear you lol I'm just partially deaf now
So here's a few reasons why you should date me: - I'm 6'1" so I can reach the top shelf with ease - I'll step on the bugs (or at least just let them out) - Emotionally available - Solid career, has hobbies, and a few friends to keep a nice balance - Loves to text (in usually decent grammar too) - Always laughing at something
A few other things. I'm not into drinking or smoking. I don't use any other message platform (Snapchat or Kik). Also not into anime, and I'm not a video gamer. Deep down I know I have a heart of gold, and love forming deeper emotional connections with people. I date with the intents of marriage, nothing casual.
So if you're kinda local (will really talk to anyone in the Northeast US), near my age, sweet and want to chat, feel free to message me! Would love to get to know you too. Tell me something you're excited about. Tell me a funny or crazy story, or ask me to tell you a funny or crazy story!
Talk to you soon!

43 year old guy here that has mostly been single in life, with a few years being an exception.
While I haven't had a live profile in a couple of years now, I think my number of likes and replies were probably reduced by oversharing on my profile. I've always leaned towards screening with my profile, and for people that get a lot of interest from other people, I do think this is wise. For those of us that get lower interests, it seems that we should not screen hard.
I've still done it because I want to save my time and theirs, but also to reduce the chances of rejection later on. I suspect this fear keeps me wanting to filter more with boldness on my profile.
A guy friend that did well with online dating 10 years ago told me that I'm not getting enough replies or interests to screen hard. He worked in sales. He said that people should do that when they get too much interest to keep up with, and need to weed people out sooner.
To be sure, I tell about the ways that I'm "different" that are vanilla, like being mostly vegan and a frugal green, and I will stick to doing that.
I'm also kinky though, and will not be happy without some things. I've tried numerous amounts of reveal on that front (casual non-monogamy, not polyamory), and the best advice I've come across lately from a woman on YouTube to guys with my kink, is to wait till the 2nd date.
It's really hard for me to do, since I wish those things wold actually draw a partner to me instead of turn them away.
Last, I do not want a kink dispenser, and I care about my partner's preferences/needs in intimacy. I think a big influence on me is that my parents were mismatched regarding hobbies and priorities, and I end up being way up front to try and avoid mismatches, but I am also probably screwing up the natural flow and rhythm of getting to know someone in a fun and appealing way.
Here, I guess I'm looking for motivation to keep personal things more personal, and do as one of my brother's told me 15 years ago, and stop wearing my heart on my sleeve.

My job is based around revenue reconciliation. Been doing it for almost a year and it's my first proper accounting/finance based role.
I work in a fairly niche market for a huge company, but my main duties essentially revolve around raising purchase and sale invoices, preparing files (namely excel spread sheets) which contain the breakdown of profits and costs due to us and our customers, and if I'm being honest, that's it really.
​
Obviously there is a lot of variety in the accounts, some more time consuming, some less, but overall, it doesn't feel like I'm doing accounting. I sometimes think to myself, is this the job I've gotten after going to university?
​
Don't get me wrong, I know I'm very early on in my career, but like seriously, where is the actual accounting? I am doing CIMA, but my job is literally just a drone-level job if I'm being blunt. I am not learning anything from the job, besides excel skills, but that's just because I went out and taught it to myself after realising what could help me out at work etc. I want to get into the actual analysis, forecasting, potentially decision making as soon as possible.
​
Is this what my beginnings are supposed to look like, or is this how it really is? Or am I just in the wrong place and should look elsewhere if I want something to actually teach me more accounting and actual use cases for finance/accounting, as opposed to just being a drone that is taught the process and nothing else accounting related?

If I’d only followed my instincts, I’d never have boarded that doomed ship. When the Azure Seastar left port, its passengers were all alive, each with smart phones and watches and tablets, as well as the cruise ship’s own communications… yet not a single message was sent before it went missing! No distress call.
The fates of over a thousand passengers and crew remain unknown, with only a handful recovered from a lifeboat, days after the Seastar herself vanished. But the coast guard’s only statement on the lifeboat’s recovery was that “the passengers did not survive.” Rumors circulated about a “thermos full of eyeballs” and a “passenger whose mouth was stuffed full of severed fingers”—but these details have been denounced as lies, sensationalizing and capitalizing on a tragedy.
The official cause of the Seastar’s disappearance is a rogue wave. No survivors. No witnesses.
Well… one witness…
… but perhaps I shouldn’t tell. Better for the world if that ship stay lost forever!
The families of the missing, however, deserve the truth… which is why I am posting.
But first, a warning—the gruesome snippets I recounted above barely scratch the surface of the horror I am about to share, some of which I took part in. I wake screaming every night. I sleep with the lights on. I never enter darkened hallways or stairwells. And I do not ever shake hands. Although I’ve always had some quirks (the handshake one is an old habit), most of these are fresh, a consequence of my time aboard that doomed cruise ship. I do not intend to gloss over any details, but rather to give a complete accounting, including of my own involvement… so be forewarned.
And understand that my story is one of unimaginable horror.
***
To explain what really happened aboard the Seastar, I need to first tell a little about myself. Sorry, I know I’m like a bit of decorative wallpaper—just sort of there. But I see things.
It all started when I was very young (I do promise this is relevant). I didn’t want to swim in the community pool with my brother because the water was cloudy, hiding a shadowy figure in the deep end. I distinctly remember standing at the pool’s edge, crying inconsolably while my father urged, “Go on, jump in!”
My brother set the example, diving down to the bottom of the foggy water. When he came up, a silver dollar glinted in his fingers, which he dropped back into the pool before I could snatch it. “Oops! Guess you gotta dive for it!” He laughed, the sun shimmering off his sunburned shoulders. “Come on, there’s quarters down here, too!”
Diving for coins was a game we often played, so I plunged in after him, kicking my way down with my eyes squeezed shut. When my hands grazed the rough cement bottom, I patted around.
Silky hair tangled around my fingers like seaweed.
I forced my eyes open against the stinging chlorine—and shrieked.
Wide, empty eyes stared back at me from a bloated face.
When I shot to the surface, wailing about a dead woman in the water, other swimmers looked on, perplexed. My older brother tried to console me and swore there were nothing but coins.
He was correct—not until a week later would a woman drown in that pool, and sink to the bottom of the foggy water while swimmers unwittingly raced laps above her.
***
The next time I saw was when I threw a tantrum over my grandmother’s armchair. It smelled so bad I grabbed my nose and exclaimed, “Ewwww!”
My parents scolded me for my rudeness. Grandma occasionally struggled with incontinence, so for her chair to stink was, they assumed, the result of an accident. They thought I was exaggerating to make fun of her, but in the sweltering summer, the smell was truly unbearable—like rotting meat and diarrhea and cheap perfume all churned together. I threw such a fit we left, though Grandma insisted on hugging me despite my being an “awful brat.” Her skin was wrinkled, papery-thin and soft as silk, but despite the uncomfortable warmth of her apartment, her embrace was ice cold.
Less than a week later the call came. My grandmother had been found after a neighbor’s complaint about the smell…
She’d died in her chair.
***
But when the seeing really clicked was in my tween years, two separate incidents. The first was after a classmate of my brother’s pulled up in a car reeking of burnt meat, the interior charred and black. He stepped out of the car seeming not to notice that behind him, another version of him remained belted into the front seat, unrecognizable through the char beyond the glint of a gold chain melted into his neck. I burst into hysterical tears and screamed at my brother not to let him drive. The classmate laughed and called me a weirdo.
He crashed later that week.
The second incident began at a school function, where my brother chaperoned me. A man pulled up in the school drop-off zone—he was one of the more popular teachers, famous for his yearly pizza parties. In the car with him were two young kids. I can’t remember their names, just that the littlest boy was giggling and clinging to a toy T-rex when he hopped out. My brother and I were asked to help carry the party supplies and drinks from the teacher’s car. But the moment I opened the passenger door to grab a box, the reek of fetid pond water made my stomach lurch. I staggered back, clapping a hand to my nose and mouth.
“Hey! Everything all right?” the teacher asked.
My brother, no doubt remembering what happened to his classmate weeks earlier, took me aside.
“C-c-c-c-cold!” I burst to him. “D-dark! The smell! Like the rot in the bottom of a lake…”
While I wrung my hands and sniffled, my brother watched the two young kids follow the teacher into the school. He shook my shoulder and said, “Hey—hey, we’re going to save them.”
“How? No one ever believes me!”
“I believe you, Hope. Hey…” He gave me a squeeze and looked in my eyes. “‘Hope’ is the thing with feathers…”
What a dork. That line was from Emily Dickinson—my brother’s favorite quote for me for when I was upset. It was corny, but encouraged me.
A few minutes later, we were careening along backwoods roads in the teacher’s car. To this day, I don’t know how my brother got the keys. His plan was we’d stow the car in a garage for a couple weeks, long enough to outlast the vision, since my predictions always came true within about six days. But it hadn’t occurred to either of us how being inside the car would affect me. The damp and rot washed over my skin. COLD. Every hair on my body stood erect, floating as if underwater. I couldn’t breathe… gagging on the fetid water, I rolled down my window. Raindrops from outside pelted my face, and something… something clicked. A sudden terrible question. When I’d peered into the darkened interior, I hadn’t been able to see… who was inside the car?
“Hey,” my brother said, apparently struck by the same thought. “You’re not foreseeing our deaths, are you?”
I don’t know if it was fate that caused us to fishtail just as he spoke. But also he might have hit something, because there was a bump. All I know is suddenly we were flying, off the road and over the side toward a lake, and then plunging, and I snatched for his hand as the impact slammed us forward into the dashboard. Then the water wasn’t just in my mind. It was real. It was pouring in through the car window.
I fought, flailing. Unbuckled. Floundered through the half-open window. Luckily I was still small enough to get through, swimming up and breaking the surface.
“Cory!” I screamed. “CORY!!!”
But I knew already that my brother wasn’t coming up—his hand had been cold when I’d touched it.
***
Naturally, his death feels like my fault. Oh, in kinder moments I remember that I was a child, and try to forgive myself for letting him get behind that wheel. But for a time, I was driven by the fierce need to atone. I sought desperately to save even one life… ANY life. I’d see a body swaying from a beam in a construction site. Legs dangling from a trunk in the car on the highway ahead of me. A suitcase on sale in a luggage store, dripping blood. Every time I tried to prevent the death… only to fail or worse, cause it. Each loss drove home more deeply my shame, my failure… until eventually…
I gave up.
I don’t try to prevent the deaths anymore. These days I catch a whiff of that familiar sickly putrid scent, and I leave. I avoid human touch, especially handshakes.
I’ve truly become wallpaper. Able to see. Powerless to prevent.
My name, incidentally, is Cassandra… I changed it because I could no longer bear my birth name. If “Hope” is the thing with feathers, I was an angel of death, harbinger of doom to my brother and others. So instead I call myself after the Greek priestess doomed to foresee the future but never to be believed… unable to prevent even one single tragedy.
***
But let’s get back to the cruise. The missing passengers. The eyeballs in the thermos—oh, those grisly details! Mind you, once you know you can’t un-know, no matter how much you drink, or smoke, or however you drown your despair. Speaking of drowning, a month ago today, I hit the big 4-O. I celebrated my four decades of life by doing the one thing I’ve done consistently since I was old enough—drinking away my failures. Every icy grip. Every unheeded warning. And especially the times I’ve well and truly fucked up. Oh yes. Those are the ones that call for some hard forgetting.
I was on my second or seventh drink at my favorite bar when a voice exclaimed, “’Evening, friend!”
A woman with shimmering purple eyeliner and matching purple hair approached. It was the musician who often played there, Lily Tsuki. To be honest, she was the primary reason I frequented that bar, though we’d hardly spoken beyond my occasional compliments about her playing. She slid into the seat next to mine and clinked my glass.
“Roy at the bar told me it’s your fortieth. I see you in here once a week, always tipping well and drinking like you’re trying to drown yourself. Someone did something kind for me recently, so I’m trying to pass it on…” She fished a hand into her pocket, and to my surprise produced a gift card for a cruise. I didn’t catch all of her story in the noisy bar, but apparently, one of her admirers was very rich, always offering her gifts verging on inappropriate. After finding out she’d be playing on the Azure Seastar, said admirer sent her the card so she could spoil herself on the cruise. She didn’t feel comfortable accepting, so she gifted it to me. “… There’s enough on there to cover your fare. Don’t thank me—thank you, I needed to get rid of it. Enjoy your fortieth, friend!”
As she handed me the card, her fingers brushed mine.
Warm. Alive.
I mumbled my thanks, cheeks warm. Why? Because she chose me? Blushes! I’m an idiot.
Still, I was glowing, and not just because I was tipsy. Why not? I thought. Why not treat myself, this once? The Azure Seastar… it sounded like a dream. I’d go see Lily Tsuki play at the piano bar against the backdrop of a glimmering ocean. I’d drink under the stars. Get a tan. Get my sea legs! And every hand would be warm and every breath would taste of the summer breeze!
***
Nine decks (eleven including the crew-only levels). Over a thousand people. Pool, bars, restaurants, lounges, cafés, spa, cabaret—the Seastar truly was the Ritz Carlton on the water! I was absolutely giddy! Of course before the luxury came the wait—just like the airport, parking, luggage, ticketing, security. It was as I neared the entrance for ticketing, enjoying the summer breeze, that I caught traces of a sour odor… a whiff of decay… so faint beneath the car exhaust and the smell of the saltwater that I might have missed it, were I not so attuned to death. At port, it was likely some unfortunate animal packed into a shipping crate and decomposing. I’d even read horror stories of people, trafficked in sealed shipping containers and asphyxiating. That faint whiff made my insides curdle.
Then I was inside the air conditioned terminal, packed with passengers—and inhaling nothing but the blessed AC.
The check in was surprisingly quick. I followed the embarkation signs up the escalator to the terminal’s upper level, through the double glass doors, greeted on my right by printed images of pool decks and steaks and wine glasses. On my left, through the enormous paned wall of glass, the Seastar herself loomed. My God, she was enormous!
So many decks! So many balconies!
Then I squinted a little closer. What was that speck? A tiny figure, draped on a railing?
My heart dropped to my toes.
Something was horribly wrong.
The figure, small against the massive width of the ship… had no face. Only a torso and most of its arms. It had been decapitated, and dried blood spattered the rail.
My footsteps slowed. I pressed against the glass, eyes rapidly roving the rest of the ship. Was it just one…? One incidence of violence, or…
Perhaps I wasn’t seeing correctly. It was a stunt. A practical joke. A mannequin. I needed to get closer. I hurried along the terminal, joining the line out to the gangplank.
The bowl of the sky had turned deep purple, the sun lowering toward the horizon, and in the Seastar’s deep shadow, the temperature dropped. A sudden chill gripped me as I trotted out onto the gangplank. I sniffed. Sniffed again, more deeply.
Rot.
The same putrid odor I’d caught outside. A passenger ahead of me noticed me grabbing my nose, and remarked, “Not used to that ocean smell?” I did not respond, because now that I was close enough to see the ship more clearly, I noticed… cracked glass… broken panes in the sliding glass doors of the cabins… no! I gasped, sinking to my knees, and the passenger kindly leaned to help me up. As her hand seized mine—it was cold.
I jerked back so fast I actually collapsed into the passengers behind us—a mother and her daughter.
“Oh!” exclaimed the mother.
My hand brushed the daughter’s bare arm. Cold.
“Are you okay?” asked the daughter, a child of about twelve.
I crawled back from her, and another person, an elderly gentleman, leaned down to help me up, his hand on my elbow. Cold!
“Miss?” he asked. “Miss—” But I bolted, barely hearing their cries as I launched myself back toward the terminal. No no no no no no no no—my eyes watered and my belly bunched into knots and my heart lurched into my throat and oh God oh God—the ship! The whole. Entire. Ship. It was… dark… windows broken… Not a single light shining in the interior, and spatters of blood here and there visible on its decks and balconies… But worst of all was the smell. I hadn’t even entered the ship yet and already I knew, knew, in the way only I can know, that the smell wasn’t just one body or two. Not if I could detect it all the way out on the gangplank. All the way at the entrance to the terminal. For the whiff of putrefaction to have spread so far, the source was something massive. A colossal pile of decomposing bodies like a herd of dead elephants.
That ship… no one on that ship was going to make it back…
As I entered the terminal with its blessed filtered air and the windows between me and the ship, I turned and looked at the line stretching behind me. Passengers laughing. Chatting. Dressed in their finest. Flirting. Teasing. Buzzing with excitement. Old and young couples. Children.
Everyone on this ship is going to die…
... and I’m the only one who knows…

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

On April 30th, I was diagnosed with CHS after going through a severe episode of hyperemisis. At the point of my diagnoses, I had been a daily user (dabs, joints, vapes, and edibles) for nearly 6 years. My electrolyte levels were critically low and my kidney was in the beginning stages of failure. After getting my diagnoses, I immediately quit cold turkey.
Days 1-3 were incredibly difficult. I had no appetite, extreme anxiety, and no energy whatsoever. Around day 4 my appetite returned and I was once again eating solid foods. By day 5 I was sleeping normal, the anxiety was gone, and my energy levels were returning to normal. As soon as my energy levels returned and I was eating solid foods, I started going to the gym and getting daily exercise.
I’m currently on day 35 and I can’t believe how fast and easy my recovery was. I believe my recovery had a lot to do with exercise and changing up my diet. I’ve been going to the gym consistently anywhere from 4-6 days a week. My workouts consist of intense weight lifting and 45 mins - 1 hour of cardio.
Around a month after quitting cold turkey I even smoked a small amount (0.1-0.2 grams) out of my dry herb vaporizer and the high was amazing! I know I can never go back to smoking daily so I’m only smoking once every 2-3 weeks and only in very small amounts with low potency flower. My cravings are gone and I’ve never felt better. If you’re going through a tough recovery, drink lots of water, and EXERCISE! I can’t believe how much it helped me in my recovery. God bless everyone and I hope my story can aid some of you in your recovery.

Hi! I’m a 38 y.o. mom of 2 navigating some new territory after a 10 year marriage. Not looking for anything serious out of respect for STBXH, kids and not wanting to deal with anything ‘heavy’ right now. Would like something fun and light with a likeminded person.
I’m 5’4”, 120, thin with long brown hair. I’m looking for someone to sneak away and meet up when I have free time from work and kiddos.
I would like to find someone ideally in the same boat- must be mature, professional, intelligent and respectful of boundaries and discretion. Physically I like tall, in-shape, no beards, no bald, no tattoos, clean cut. Bonus points for quick wit and a good flirt ;-)
I’m located near the beltway and I-10. I would prefer someone close by for easy meet-ups.
Please don’t message me if you don’t fit what I am looking for; I am very picky and I know what I want and like. Respectfully, don’t waste my time or yours :-)

I (28F) have been with my BF (31m) for three years, and he's had another partner (26F) for about a year now. I am ace, and we agreed early on that we'd see how things go for him with our relationship. So far it's been great, and for fairness we split up our time together, spending a few hours specifically with him. Mon-Tue are mine, Wed-Thur are hers, Friday we usually do something together, Saturday is a 'whatever' day, which might be going out or inviting friends over, Sunday is a personal/cool off day.
I deal with a lot of anxiety, and I'm working on it. Therapy, routines, medication. Lately Saturday night and sometimes sunday my BF is spending with me in adjusting from social environments, of which I'm eternally grateful, and his partner might help too if she's in the mood, but it's sporadic. I made it clear she is not responsible for my problems/anxieties, and I don't expect her to help. Even so, she has expressed lately that it feels a bit 'unfair' that I get significantly more time with him than she does.
On one hand, what we do on the weekends largely is decided by us, and not routine. I'm not asking him for any assistance coping, but he still insists, which I greatly appreciate. On the other hand, I feel guilty that my stresses are causing a rift between us, and yeah he does get to spend more private time with me. She is much more an extrovert and doesn't need nearly as much time as I do to recover from social events, which is neither her nor my fault. She is often cold to us on the Sunday/Mondays they follow if I've had a particularly rough weekend and he wasn't more available to play games or watch something.
AITA for effectively demanding more of his time and attention when we are trying to split up our time evenly?

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116 (Telegram: multistorecourses)
Reddit DM to u/CourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116 (Telegram: multistorecourses)
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Hi everyone, new to personalfinance as well as FIRE. Been looking into my financials more recently, by no means a pro. Besides that, here is the scenario that has been brought up by my parents to myself(32yrs) and my wife(32yrs).
My parents reside on a 3.5 acre plot with a 2800sqft home near our current house. As they near retirement they are thinking about how they will continue to afford to live there and have made a proposal to us.
Here are the financials on my parents, regarding fixed expenses.
Expenses/debt

• House: $180,000 @ 2.9% + $8200 taxes + Home insurance = $2160/mo
• dHELOC: $50,000 @ Variable rate, unsure current rate
• Solar Panels: $10,000 @ 3.9% = $190/mo
• Water bill is minimal, and electric bills averages from $0-100/ month becuase of solar offsetting usage however $190/month payment on panels still exists.

Parents Retirement

• Mom(58yrs) 401k - $150k. Still working 80k/yr salary
• Dad(62yrs) 401k -$50k. Still working, 50k-80k/yr salary

Now on to their proposal. As they get closer to retirement they are seeing that their retirement income + SS isn't going to make things easy for them to retire by 65 given their expenses. They love their house and don't want to sell as they have a great plot of land and the house is nice(needs some renovations but is not a necessity). They threw the idea out to my wife and I about assuming their mortgage(not HELOC) and they want to build in-law quarters on the current house to live long term while we would live in main portion of house.
Now on to our financials: Myself, Wife, + 4 kids under 6, with 1 on the way in November.
Expenses/debt:

• House: $113,000 remaining @ 3.9%
• HELOC: $39,000 variable rate, paying $240 in interest/mo and contributing $300 towards it every month. No other debts

Income:

• Me: Full time nurse @ $40/hr = roughly $3400/mo take home
• Wife: Part time nurse @ $44/hr = roughly $800/mo take home

Expenses:

• Average about $3500/month(mortgage, insurance, utilities, food, misc expenses). Generally we are good about living within our means.
• $700/mo private school for 2 older kids starting in August

Retirement:

• Me 401k with 4% emp match and 12% contributions @ $20,000 balance at the moment + Roth @ balance $20,000 balance(not actively contributing).
  
• Wife 401k no emp match, 10% contribution @ $85,000 balance
  

Now on to the scenario. Let me preface by saying that we have a VERY good relationship with my parents. They would never try to pull one over on us or take advantage, they also understand that their home would eventually be ours anyway when they die.
I think we could pull about $315k for our house in the current market, would likely try to do for sale by owner to avoid realtor fees which would give us a big chunk of cash going into my parents house. The house addition would be my parents financial burden so I don't see their endgame from a financal perspective, but I guess it allows them to stay on the property, we would likely help them with payments as the house would be entirely ours once they pass(hopefully many years from now), and they have built in care when they get older as we are both nurses and would be living right next to them.
The home as whole would be a great place to raise our growing family given the acreage and pool on site. The question utimately is it a viable financial decision for my wife and I? I'm having a tough time seeing where this works out, but it seems like a good plan. I can't quite put my finger on it. I can always work more, but my wife and I are rather comfortable in our current working situation and we have already worked out that I will need to pick up some overtime to cover private school costs. Another thing I didn't mention is that our current neighbors are less than desireable and that has motivated us to move away on multiple occasions despite having a home that we have put a ton of sweat equity into and enjoy. Thank you for any advice, if you need other financials please ask.

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Contact me to get Iman Gadzhi - Agency Incubator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Incubator.
Iman Gadzhi – Agency Incubator course is one of the best products on how to start a marketing agency.
Over the span of 20+ hours, Agency Incubator has training that covers EVERY aspect of building an agency. This is almost a plug & play system with enough success stories to back it up! You name it... signing clients, running killer Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you!
The lessons inside Iman Gadzhi - Agency Incubator course include:
1. Foundations
2. Mindset
3. Systems & Processes
4. Finding Leads and Setting Meetings
5. Sales
6. Service Delivery
7. Operational Supremacy…
… and more!
To get Iman Gadzhi - Agency Incubator contact me on:
Whatsapp/Telegram: +44 759 388 2116 (Telegram: multistorecourses)
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

If you're looking for a straight up no bullshit company who pays you as an independent contractor(self employed) let me know!! Good luck and be safe out there!!
Anyone who is looking to run as a team driver for an independent contractor who pays each driver 1/3rd of the trucks profits per driver, let me know. Send me a private message and I will give you our company's owner's info. P.s. if anyone happens to live near west central florida area, I'm looking for a co-driver to run on my truck with me.

For some context he and I have been together for almost 3 years next month.. well we’re technically not together anymore but we had a great relationship from the moment we met we had the same goals and wants in life. We have a home that we built together and 4 pets (our kiddos since one thing we don’t want is actual kids). He is everything I have ever wanted or needed in a significant other but I let my own issues block that. Neither of us are perfect and we have had our small issues in the past but what I have said and done can’t be undone.. The few times we got into extremely heated arguments I said things thats hit his deepest insecurities and doubts. He would try to de-escalate the situation and I would keep making it worse. I used things that he told me as an expression of emotion as fuel to my fire. On top of that I had been raped, beat, and molested in the past by people who I thought I trusted and it’s started ti affect me more as I’ve gotten older. Which in return led to our sex life not being even nearly what it should be. I haven’t given him what he as a man needs or deserves. After all that is said and done, I’ve come to realize behind closed doors I am the main problem in this relationship, regardless of his issues. We’re now broken up and we still live together, we both want to work things out but he is saying we need space and to be single for a while. He says we need to work on ourselves and love our selves so we can love each other correctly. I agree. He had said that he loves me but he can sacrifice his own happiness. I have a lot of trauma and things I need to work through as a person. I am starting therapy here soon. But what else can I do do let him know and help him see that I do want to work on myself me because I really need it and for the better of this relationship?
He is talking to some random girl from another state. He says its for attention since he and I are just friends. But it still hurts so much to see. Yet at the end of the day technically we’re not together anymore and there’s nothing I can do to stop it. How do I deal with that while I’m trying to fix everything we had?