I recently referred someone to a job at work. We have a referral scheme where you get £1000 if they get the job and pass the 3 month mark.
I’ve been really looking forward to getting this money as I’d like to use it to pay off my credit card. If all goes well, I’ll be getting it in July.
However - I’ve just read the ‘caveats’ that are listed in a PDF doc about referrals. One caveat is ‘the person can’t have applied for another job at the company within the last 6 months’.
The person I referred applied for a different role a couple of months before. So I’m really annoyed and disappointed about this rule. I can’t stop obsessing and wondering WHY it’s in place. There’s no reasoning provided at all. All I can guess is that they don’t want people constantly applying for all jobs without giving it too much thought.
But this reason seems off to me. Surely it’s unfair to penalise people who have legitimate reasons for applying to different roles within the same company? As is the case in my case? And what if i know someone who is genuinely interested in more than one role? Do I have to tell them to just pick one or I won’t get my bonus? (Obviously I wouldn’t do that)
This rule has really pissed me off and I’ve been in a bad mood since last night. I just can’t let it go and I’ve spent the whole of last night and this morning obsessing about how I’m going to argue it with HR when I speak to them. My plan is to see if I get the bonus in July (hoping they might not notice she’s applied before) and if they deny it I can speak to them and ask for reasoning. It means waiting a whole month though to find out which is annoying.
Does anyone else get this - just the obsessing and not being able to let go and accept a rule you don’t agree with?
I’m already annoyed at this company for other reasons so it’s not helping but I just HATE rules that are disproportionate or where they don’t even bother explaining why they’re in place.

I am an OFW and I have to leave the country soon. However, I am expecting a credit card to be delivered to me. I am planning to have my mom receive it in behalf of me. Anyway, do anyone of you have an experience of sending your credit card through FedEx or DHL? Is that possible? How did you do it?
Thank you in advance for your help and guidance! 😊

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Ok so...it is PEACE to me, paying my bills. It is peaceful for me to fall asleep at night and know my bills I have are paid. (Granted, I don't have a ton of bills - that is something I don't take lightly, I am very grateful!)
I know this sounds silly...but bettering myself & bettering my life is on my mind 24/7. I try to remind myself every single day to be consistent. But also NOT to be a perfectionist lol. I messed up in my very young adult life at 18/19 years old (I'm 24) and now I'm trying to repair what I screwed up. But in a way I'm glad I'm learning while I'm still young.
I'm low key proud of myself? I've been pulling doubles at work and it has been truly paying off. It's hard for me to "mask" 24/7 at work. I work in retail/food. So it can be a hellscape for those of us who are neurodivergent. But I just proved to myself after a seemingly long week of working 10 or 11 hour days, that even though it's hard, I CAN do this.
Do y'all do this? Is this common, like, the super hard focus on bettering yourself? I know this is a concern even for allistic people. But is it common for neurodivergent people to seem to worry or focus on it double time? I'm not "happy". I'm not at this random perfect place in my life by any means. But I just YEARN so much to do better & be better than what I was taught loosely in childhood.
Lol, when I was like 10, I would squirrel back every single dollar or bit of birthday money I ever got. So I know it's in my DNA to be one of those people who saves money. That was ingrained into my head at a very young age.
I have one credit card & will probably only have one for my whole life. I'm trying to pay off the amount I owe on it now.

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Just got approved for my first Credit Card last week and I wanted to ask the MetroBank Titanium holders, how much spend have you made that when you called to get the Annual Fee waived, it got waived? and how much spend have you made that it didn't got waived?
I'm trying to get a range of how much I need to spend to get it waived, else, I might just apply to a NAFFL card and get my MetroBank cancelled before the 1 year anniversary.
Based on my spending habits, I should be able to get between 90k-120k spend from basic necessities (utility bills, clothes, groceries)

So my bf & I are in our 20s, trying to get on our feet and work in the food industry in the US. He finally has insurance (after our old manager messed it up) so he decided to get his teeth checked out.
To make a long story short has to get 10 teeth pulled bc of how bad some of them are and it’s cheaper to pull them and then get partial dentures than to save a few of the teeth. Upon calling the oral surgeon’s office we discovered it’s gonna cost a minimum $2000 / maximum $8000 just to get it all out. They also said that half the cost would be due the day of the procedure and the other half a month later. (He has a consult with them set for later this week where we will know the actual amount) On top of that it could cost $1500- $2000+ for the partials.
Dental insurance only covers up to $1000 per year. Neither of us have credit cards or credit history. 90% of our income goes to rent and existing. We had to drain some savings to visit a sickly relative a few months ago. Yeah we’re going to pick up additional jobs but we’re both kinda stressed and there’s no way we can come up with that type of money that quickly. We can’t put it off any longer because one of his teeth broke in half and he’s at risk for an infection.
Any advice would be greatly appreciated.

The Chelsea FC Women May round-up - champions Chelsea complete the triple Double, in a perfect May

Welcome to the final Chelsea FC Women monthly round-up of the 2022/23 season. This post is a long read, so feel free to skip to the end for a brief overview!

Introduction

It was a mixed April for Chelsea, in which we won one semi-final, and lost the other.
A spirited, but in the end, painful two-legged defeat to Barcelona in the Champions League meant our European dream came to an end. We were still left fighting in two competitions, however, having beat Aston Villa to advance to the FA Cup Final for the third year in a row.
As well as facing Man United in that banner occasion in May, we were also locked in a tense title fight with the Red Devils in the WSL - both the league and cup were to be decided in the final month of the season, meaning Chelsea had seven games to determine whether we made it a third Double triumph in three seasons, or finished the season empty-handed.
Chelsea’s congested fixture list meant we started the month seven points behind leaders Man United in the WSL standings - but with three games in hand. That meant it was in our hands - win out, and we would win the league.
Seven games to define the season - one cup final, and six in the WSL. Chelsea would be playing two games a week - whilst our rivals benefitted from a lighter schedule. The Blues had been heavily hit by injury this season - it was confirmed ahead of the run-in that Fran Kirby and Millie Bright would be out for the end of the season, although we were boosted by the return of Pernille Harder and Kadeisha Buchanan.
This has been one of the most gruelling and challenging seasons in recent memory for Chelsea - both on and off the pitch. Emma Hayes’ team are used to making the ends of seasons glorious ones - and that experience and champion mentality could be key to making the difference.
It was not going to be easy - but when the calendar turns to May, Chelsea come out to play, saving our best for when we needed it the most. It was set to be a tense month, of hoping that history would be repeated.

Key headlines

Injury updates
The ongoing injury epidemic - especially serious knee injuries - has been one of the storylines of the women’s football season. This has been especially concerning for many players and teams, with the World Cup looming in July.
Another of Chelsea’s own joined the unfortunate ranks this month, with young defender Jorja Fox having torn her ACL whilst out on loan to Brighton. The 19 year old has returned to the club for her treatment.
It was also confirmed that Fran Kirby would miss the end of the season, and the World Cup, in another cruel blow for a player who has been so blighted by serious injury and illness. Our two-time Player of the Year will be back in pre-season, having undergone knee surgery.
Millie Bright, meanwhile, is expected to be fit for the World Cup - but would not feature again for Chelsea this season.
Harder and Eriksson depart
It had been long expected, but that did not make the news hurt any less. Club captain Magda Eriksson, and forward Pernille Harder - who joined Chelsea in 2020 for a then world record fee - confirmed that they would be leaving Chelsea upon the expiry of their contracts this summer.
The couple are likely off to Bayern Munich. It has been known for a while that the duo would be taking on a new challenge - announcing it before the end of the season gave the opportunity for fans to see goodbye at Kingsmeadow, and then again in the final game of the season - and to give two icons of Chelsea the send-off they deserved.
It was an emotional farewell for all involved - and their contribution, especially that of Magda, in her six years at the club, will always be a part of our history, and never forgotten.
Awards
With the season drawing to the close, it’s the time of the year that the end of season accolades are handed out.
Sam Kerr was voted the FWA Women’s Football of the Year, for a second year in a row. Despite her contribution to our success this season - it was something of a surprise, with many thinking that Aston Villa’s Rachel Daly should have won.
Nonetheless, it was deserved - we would not be where we are without Kerr.
First signing
Chelsea are getting their business done early, having already announced that Sjoeke Nusken will join the club this summer. The 22 year old German midfielder joins from Frankfurt, and can play in either a deep-lying or box-to-box role.
With rumours of some other big signings to come, it could be a big summer…
Fran Kirby extends her contract
It was not all bad news for Kirby this month - following her knee surgery, it was also announced that the club have activated an extension on Fran’s contract, meaning she will stay at the club until 2024.

Now - to the action!

Chelsea 2-1 Liverpool (WSL)
First up in May was the rearranged WSL home game from January, against Liverpool. The match had been abandoned after just six minutes due to a frozen pitch. The truly farcical scenes drew much criticism of how the matter was handled - with fans inconvenienced and players put at risk.
Liverpool had gotten Chelea’s season off the a shocker of a start, when they upset us 2-1 on the opening WSL weekend - but we have gone on to beat them in the FA Cup since. Former Chelsea boss Matt Beard’s side sat seventh in the standings ahead of this one, meaning they had avoided relegation in their first season since returning to the top flight.
Despite the exertions against Barcelona, with nearly a week’s rest after that energy-sapping exit, Emma Hayes felt she only needed to make the one change. It was an attacking one, with Lauren James coming in from the start, and Maren Mjelde dropping out - meaning Eve Perisset dropped into a back three alongside Magda Eriksson and Jess Carter.
Any thoughts of a straightforward evening were rapidly dissipated, when Liverpool took a shock lead after just two minutes.
It was a goal of our own making. The aforementioned Perisset gave the ball away, and Liverpool pounced, with full back Emma Koivisto meeting a Natasha Dowie cross at the far post.
The Chelsea response was a good one - setting about the task of overhauling the Liverpool lead well, by dominating possession and laying siege to the opposition penalty area.
Unfortunately, Liverpool were equally up to their task, and defended with a determination and energy that had been entirely absent from their 4-0 defeat to relegation-threatened Leiecester in their previous outing. Based on our encounters this season, it seems like Liverpool have already developed a penchant for getting it up against Chelsea, on their return to the top flight. Maybe the presence of ex-Blues boss Matt Beard in their dugout has something to do with that…
Highlights of their defensive effort included a superb last-ditch block from former Chelsea player Gemma Bonner, to deny Sam Kerr what seemed a certain goal. Debutant keeper Faye Kirby also pulled off a series of superb stops - and when you have a goalie playing like that on her first senior appearance, it is easy to fear it may be “one of those days”.
Eventually, however, the Chelsea pressure told. Niamh Charles, who joined Chelsea from Liverpool in 2020, flicked home an equaliser from a Perisset corner - the latter’s assist making up for her earlier error.
With the score now 1-1 at the break, it felt like the Liverpool resistance could be at an end - with Chelsea having 45 minutes to find the winner.
The Reds’ heads, however, did not drop - and they set about their task of fierce rearguard action with the same focus as in the first half.
Emma Hayes moved to a back four, and used the full strength of her bench by bringing on Jelena Cankovic, Pernille Harder and Rytting Kaneryd. Harder in particular looked a threat - illustrating how much she had been missed in her long injury absence, since November.
Sam Kerr had gone close on a few occasions in the first half, but her threat had seemed to fade and frustrations grew as the game wore on.
It was however, the Aussie who in the end did what she does best.
Jessie Fleming was desperately unlucky to see her excellently-struck shot ricocheted off of the upright, in the 86th minute - but then immensely relieved (along with all Chelsea players and fans) to see the rebound find Kerr, who finally was able to beat Faye Kirby.
With that, Chelsea had found a way to secure a crucial three points - and ensure our title challenge marched on.
Chelsea 7-0 Everton (WSL)
Next came a home game against Everton, where Chelsea would be hoping for a more straightforward 90 minutes than in the previous game against the red half of Merseyside.
With the Sunday evening kick off slot, each of our title rivals had already played. Arsenal squeaked out a 1-0 win vs relegation-threatened Leicester, whilst Man United eased to a more comfortable 3-0 win against Spurs - maintaining their lead at the top. Man City, however, suffered a shock 2-1 defeat to Liverpool, meaning their title hopes are effectively over.
That meant Chelsea needed to do our bit - and keep on winning. Everton, sat comfortably midtable ahead of this game - well clear of any relegation trouble, and with no prospect of breaking into the top three to qualify for Europe. The last meeting between the two was the reverse WSL fixture, back in October, where a Niamh Charles wonder goal and a brace for Pernille Harder saw Chelsea win 3-1.
Emma Hayes rotated her XI, making five changes - with Chelsea still contending with a gruelling schedule of two games a week. The aforementioned Harder started from the bench - still to make her first start since returning from long-term injury.
Buchanan, Svitkova, Bright and Kirby remained unavailable - with the latter three now having been confirmed as out for the season.
Despite not having much left to play for this season, Everton started well, and had Chelsea on the back foot. The Toffees are a side who look good in possession, and had the Blues working hard off the ball early on.
What was to come, therefore, could not have been expected. The Toffees quickly melted in the early May sunshine, in the face of an absolute onslaught from Chelsea - who scored five sensational goals in the first half, from just five shots on target.
The Blues have made a habit of winning games whilst playing short of our top form this season - but this first half was Chelsea at our ruthless and scintillating best.
The first came from nowhere. With the Everton defence distracted by the movement of Sam Kerr, they allowed Guro Reiten far too much space in her wide left position - who unleashed a rocket to raise the roof at Kingsmeadow, and ignite the crowd. It was her tenth of the season - the first time our assist queen has reached a double digit goal tally for the Blues.
With Chelsea now with a spring in our step, a second came soon after. Sam Kerr had spent the day before representing Australia at King Charles III’s coronation - but this goal involved a different Charles, with Niamh delivering a superb cross for Kerr to nod home.
Unfortunately, that was to be Kerr’s last action of the afternoon - having rolled her ankle in the landing after her goal. She was able to walk off, giving hope her substitution was just a precaution.
Pernille Harder had replaced Kerr - and with her first touch of the game had put Chelsea 3-0 up. It was the Dane’s first goal since her brace in the reverse fixture against Everton - and another goal of the finest quality. Reiten cut the ball back for Harder to curl home, and put the win beyond doubt.
Chelsea were not done yet, however - Sophie Ingle next in on the action with a caressed finish, her first WSL goal of the season. There was still time for one more before the break - and this one was assisted by Harder, who laid it off for Jessie Fleming.
That made it 5-0 to Chelsea, in a truly five-star first half.
With a midweek game to come - and the FA Cup final the next weekend - Hayes made two half time substitutes. Lauren James replaced the superb Reiten, and Alsu Abdullina on for Eve Perisset for some rare WSL minutes.
It was a relaxed second 45 for Chelsea, who with big fixtures left to come and the three points already secured, did not need to take any risks. More could have been added to the tally, with James and Rytting Kaneryd going close - and a blatant penalty on James also turned down.
Erin Cuthbert and Jess Carter joined the party to complete the full complement of five substitutes, and just when it seemed the bunting was being put away for the day, Cuthbert and Harder produced a final flourish for a sixth Chelsea goal. The Scot surged from the halfway line into the Everton third entirely unopposed, and squared it for Harder to emphatically finish.
Cuthbert even had time to add a seventh - just minutes after Rytting Kaneryd had hit the post - to make it 7-0 to Chelsea, in arguably our best performance of the season.
A thoroughly brilliant win for Chelsea, which moved us into second place - four points behind Manchester United, with two games still in hand. The seven goals were a big boost to our goal difference too, although the Red Devils still had the advantage in this.
The only downside was the potential loss of Sam Kerr to injury - which also meant the two goals from Pernille Harder, signalling that the Dane is well and truly back, after her long injury absence, could not have come at a better time. If we were to go without Kerr, we would need Harder more than ever.
Chelsea 6-0 Leicester (WSL)
Chelsea were next in action midweek, fulfilling one of the two games we had in hand over Man United. That also meant our title rivals would benefit from three extra days' rest ahead of our FA Cup final clash at Wembley, on the upcoming weekend.
The opponents, Leicester, were fighting for their WSL lives - sitting 11th in the table ahead of this fixture at Kingsmeadow, two points above bottom side Reading.
Despite their lowly position, they had had some good recent results - including a 4-0 win against Liverpool, and had performed well in a narrow 1-0 defeat to Arsenal the weekend prior to this game.
Chelsea had earlier thrashed Leicester 8-0 in the reverse league fixture, but ahead of kick off Emma Hayes referred to them as “the most improved side in the WSL” - as they have made noticeable strides forward under manager Willie Kirk, since then.
Hayes also confirmed Sam Kerr was available for this fixture, with the issue that forced her into an early substitution against Everton only minor.
With the cup final looming, Kerr was not risked however - starting from the bench. Also starting from the bench were Katerina Svitkova and Kadeisha Buchanan on their return from injury - a welcome sign ahead of the run-in. Hayes made six changes to the line up that had started against Everton - including Pernille Harder starting for the first time since her own injury return.
Despite the changes, Chelsea very much started where they left off against Everton, pinning Leicester back from kick off - and had a deserved lead inside ten minutes.
The scoring was opened by the same player who had gotten the party started on the weekend - Guro Reiten storming in to finish a low Harder cross with aplomb.
The situation already looked ominous for Leicester, and the impending sense of doom deepened when another of Sunday’s goalscorers, Erin Cuthbert, made it 2-0 on 18 minutes. The Foxes were caught playing out from the back - a mistake engineered by the intensity of the Chelsea press, which had been relentless from the off.
Harder herself was then in on the goal scoring act with a brace, her second in two games The first was opportunistic - converting a rebound after Lauren James had had her shot saved. The second was some individual brilliance, capping off her own mazy run with a confident finish.
That made it 4-0 at the break, and meant that as against Everton, the game was already done at half time. Chelsea had made short work of Leicester, showing exactly the efficiency and ruthlessness that is needed at the crunch time of the season.
James added a fifth in the second half, to end a run of games without a goal. She did so with what is already becoming a classic of her repertoire - shimmying her way into a dangerous shooting position, then unleashing a rocket from range. Having got her goal, Hayes then brought James off in a series of changes made with Wembley in mind - Cuthbert, Reiten and Harder all also making way.
Jelena Cankovic made it a tennis score, and as a final positive note, Hayes was able to bring Buchanan on for Eriksen to get some minutes in the Canadian centre back’s legs for the first time since the injury she picked up in the April international break.
The six goals in this game, on top of the 7-0 win against Leicester, meant Chelsea had entirely erased Man United’s previously weighty goal difference advantage in the space of three days - now both locked on +42, and with Chelsea just one point off the leaders, still with a game in hand.
Chelsea’s form and confidence could not be better heading into the Wembley showcase - where we would take on our title rivals Man United in the FA Cup final. The return of Harder and Buchanan to fitness - and with Harder notching four goals in two games - brought even more cause for optimism, in a thoroughly excellent couple of fixtures for the Blues.
Then, onto Wembley.
Chelsea 1-0 Man United (FA Cup Final)
There is no bigger fixture in the women’s domestic game than the FA Cup final - and for the first time ever, Wembley was sold out ahead of kick off, meaning yet another attendance record would be broken in a season of milestones for women’s football.
It would be Chelsea’s sixth final since the showpiece fixture has moved to Wembley - and we had only lost one before. Victory against Man United would also make it a hat trick of FA Cup triumphs for Chelsea, having also won the 2021 and 2022 finals.
Standing in our way were a Man United team in brilliant form, who are also seeking to stop Chelsea winning the league title. It was Man United’s first ever final - and hence their chance to win their first ever trophy since forming a women’s team in 2018.
Man United had the sense of underdog and destiny on their side, whilst Chelsea had the experience and nous of knowing what it takes to win the biggest games. With the Chelsea players still amongst a relentless schedule, and missing key players like Millie Bright and Fran Kirby - there was a good argument for either side to take home the trophy.
The big selection news was Pernille Harder starting from the bench - a surprise given her back to back braces - with Hayes opting for Kerr, Reiten and James as her three primary attackers instead. This would mean Chelsea had a very dangerous game-changing player, lying in wait…
The game got off to a very notable false start - or two. First Chelsea tried to kick off before the pre-match music had finished - and then Man United had the ball inside the net within a minute, only for the Blues to be reprieved by the offside flag.
That would have given Chelsea the unwelcome record of having conceded the fastest goal at an FA Cup final for both the men’s and women’s competition, after Louis Saha outdid our own Roberto Di Matteo’s previous record, in 2009.
You might have thought this would have woken up Chelsea - but Man United looked in control, and Chelsea on the edge defensively.
Man United’s first-time-final nerves appeared to affect them in the key attacking moments third though - they were on top in the game, but looked scared to pull the trigger, and so despite a few shaky moments, did not hugely test Berger.
Emma Hayes decision not to use Harder from the start gave Sam Kerr a lot of work to do - she was tasked with keeping the Man United defence busy all on her own. Chelsea employed a similar strategy to that which had been successful in the game at Kingsmeadow earlier this year, in a 1-0 win where Man United had dominated but lacked a cutting edge, and were undone on the counter.
Lauren James looked lively whenever she was on the ball, and made ex-Chelsea full back Hannah Blundell work very hard in the sweltering heat. James also had a header tipped onto the post by Mary Earps - a reminder that even whilst Man United appeared to have the better of it, Chelsea would always be in the game.
With the score 0-0 at half time, there was a definite sense that was a much better score line for Chelsea - and that Man United might regret not finding a way to make the most of having the Blues on the back foot.
And so they did come to regret it. Hayes introduced Harder on the hour mark, as it was always expected she would - and the impact was immediate. Marc Skinner similarly tried to affect the game, but there were no players like Pernille for him to turn to - and his decision to take off Nikita Paris looked to be the wrong one, with United losing much of the impetus when she exited.
As well as taking an arm to the face that appeared to go completely unnoticed by the referee, Harder combined with Kerr to get in behind the Man United defence - and twice Chelsea failed to capitalise. With two such attacking threats to contend with through the middle, Man United all of a sudden looked rattled.
The third time was the charm.
Of course, it was Kerr who found the decisive finish. The Aussie treated the record crowd at Wembley to one of her trademark backflips, after having steered Harder’s low cross past Earps -
A double flip, even - hopefully a sign of things to come… .
The goal had a disheartening effect on the opposition. You got the sense that it had sunk United’s maiden voyage in search of their first ever trophy - and that Chelsea’s experience would now see them through.
However, including an agonising six minutes of injury time, there were still a few scares - in particular a late goalmouth scramble that left two Chelsea players collapsed on the deck, alongside the blue half of the Wembley crowd collapsed in the stands.
It was soon only the blue half that remained, however. The full time whistle blew, and the Man United exodus was matched by the Chelsea explosion. Jubilation greeted yet another trophy for Emma Hayes and her Chelsea side.
A third FA Cup win in a row. Another piece of history on another hallmark day for the women’s game - nearly 78,000 at Wembley in a record for the cup final, and any women’s domestic final.
There was still more to play for, of course. Chelsea had three games left to play in the league - where we remained locked in a gripping title race with the cup final’s defeated foes.
Whether this galvanised or deflated Man United remained to be seen. It was still in our hands - and after a reminder like this of the machine Chelsea are at the business end of the season, you would have been unwise to bet against Blue.
West Ham 0-4 Chelsea (WSL)
There was not much time to celebrate for Chelsea, with the team back in action just three days after the FA Cup final triumph at Wembley.
The Blues travelled away to West Ham, to make up our final game in hand on WSL leaders Man United - knowing three points at the Chigwell Construction Stadium would move Chelsea back on top of the WSL for the first time since March.
Paul Konchesky’s side have been in woeful form - having just the one win in the past 10 games, and you had to flip the calendar back to December last year to find their last WSL win.
Nonetheless, Chelsea could not be complacent, given the shocks, twists and turns this WSL season has already thrown up - and it was imperative to remain fully focused on the task at hand.
With this game following the cup final, and a huge game against Arsenal to come just four days later, rotation was a necessity - and Hayes made seven changes to the XI who started at Wembley.
These changes did little to disrupt Chelsea’s impressive recent form, who looked like they meant business from the off.
Niamh Charles deservedly opened the scoring for the Blues after 11 minutes - being quickest to a rebound to finish from close range. It was a goal that was extra special for the defender, as it came on her 100th appearance for the club. An impressive milestone, given she is still only 23.
It felt like similar score lines to Everton and Leicester might be on the cards, but West Ham - to their credit - dug in, and were able to push to dampen the Chelsea fire, and keep it to 1-0 at half time.
However, Pernille Harder soon had a second for the Blues shortly after play resumed - and Chelsea were comfortable from that point.
Sophie Ingle - who like Harder had been a substitute at Wembley, and in from the start in this game - slid the ball into the Dane in the box, who made no mistake with the goal at her mercy.
It was another excellent display from the bang-in-form Harder, who since returning from injury has now scored five goals, and three assists - including a game-changing contribution off the bench in the FA Cup final. Her return to fitness and form really could not have been better timed.
Ingle was then herself on the scoresheet, nodding home a rebound from close range, after the West Ham keeper could only tip it onto the bar.
Erin Cuthbert put a sensational cherry on top with a fourth goal in injury time - which was easily the pick of the bunch.
The Scot had come on as a substitute, and twice before gone close with long range efforts. At the third time of asking, she was able to find the net - an absolute pile driver of a strike, hit with all of the ferocity you would expect from our midfield dynamo.
In all, it was another impressive performance. Chelsea were comfortable, dominant, and ruthless in dispatching yet another foe in our quest for a fourth consecutive league title. .
The 4-0 win made it 17 goals in the past three WSL games for Chelsea - completely obliterating Man United’s prior healthy goal difference advantage.
The win also means for the first time in many weeks Chelsea and Man United have played the same number of league games - and the Blues on top of the WSL, holding a two point lead in the standings with just two games left to play.
The upcoming weekend would likely be absolutely crucial in deciding the destination of the title, with two huge games on the cards.
Chelsea would be hosting Arsenal at Kingsmeadow, whilst Man United would be at home to local rivals Man City in the Manchester derby. Neither City or Arsenal had any realistic chance of winning the title themselves at this point - but both would relish the prospect of having a major say in who does, especially if at the detriment of their respective rivals.
Following this result, Chelsea were back in charge - but that could all change in the next 90 minutes.
Chelsea 2-0 Arsenal (WSL)
It was a fixture that has been circled in the calendar all season long, and as expected, Chelsea's final home game of the season - against Arsenal - was set to be pivotal in determining who would be crowned champions.
However, it was not Arsenal that Chelsea were competing with to be crowned champions - as many expected - with Man United instead the team who sat just two points off Chelsea heading into the final round of games.
Whilst Chelsea would be taking on Arsenal at Kingsmeadow, Man United would host Man City in the evening kick off - 1st vs 3rd and 2nd vs 4th, WSL weekends do not come much bigger.
Win our game, and Chelsea would be all but there. Drop points - and it would be advantage Man United. This was huge.
The Blues had been in sensational form - stepping it up when needed to, as we so often do. Every game in May so far had been a must-win - and a Chelsea squad depleted by injuries and weary with fatigue had risen to the occasion. The Blues had won five in a row coming into this fixture, and in doing so had completely erased Man United's goal difference advantage with a series of thumping victories.
Our perennial rivals, Arsenal, still needed to confirm their spot in the top 3 for Champions League qualification next season - although their goal difference advantage means a win at Aston Villa on the final day would likely see them qualify regardless of the result in this game. There is no love lost between Chelsea and Arsenal - and although the Gunners and Jonas Eidevall would likely not be able to win the title this year, they will love nothing more than stopping the Blues and Emma Hayes from making it four in a row.
Arsenal have been plagued by injuries this season - Lia Walti was ruled out for the season in their mid-week win vs Everton, to add to the earlier losses of Beth Mead, Vivianne Miedema, Leah Williamson and Kim Little. Chelsea continued to be without Millie Bright and Fran Kirby, key absences of our own.
Emma Hayes named an attacking line up - with all three of Guro Reiten, Pernille Harder and Lauren James starting in support of Sam Kerr. Magda Eriksson continued at centre back alongside Maren Mjelde, with Hayes not disrupting the partnership that has done so well whilst Bright and Kadeisha Buchanan have been out injured - despite Buchana now being fit again.
This meant both Harder and Eriksson would be starting what was a very special game for the pain. It had been confirmed in the days leading up to this fixture that the duo will leave the club in the summer, this therefore being their last game at Kingsmeadow.
Chelsea started like a team who knew what this meant.
Arsenal barely had a kick in the first 10 minutes, their back three pinned back by a flying Chelsea team, who pressed high and kept the ball with focus and intensity.
Guro Reiten - arguably our player of the season - deservedly put the Blues ahead midway through the first half. Eve Perisset found the Norwegian with a delicious cross, after Arsenal had failed to clear their lines following a set piece - and Reiten’s smart finish was enough to beat Zinsberger.
This first half was Chelsea at our best - we looked better in every aspect than the Gunners, who just could not match the performance.
Despite the dominance, Ann-Katrin Berger was called upon on a few occasions - but when the second goal came it was for Chelsea, and the 2-0 scoreline was no more than the Blues deserved.
The goal scorer was one who sent the Kingsmeadow crowd into raptures.
It came from another set piece - Sam Ker headed across goal, where captain Magda Eriksson was first to react to prod past Zinsberger, meaning she would mark her final game at Kingsmeadow with a goal that could be crucial in Chelsea’s march to the title.
Arsenal, despite their injuries, are still a good team - and had proved that with their response to seemingly endless adversity this season, where they have kept getting results that may well see them in Europe next year, and nearly put them into this season’s Champion League final.
Their response in the second half, therefore, was not unexpected. The introduction of Steph Catley gave them fresh impetus, and not long after the resumption of play they had struck the Chelsea bar.
A penalty for Arsenal - with Sophie Ingle penalised for handball - gave them a golden opportunity to reduce the deficit. Stand-in penalty taker - and captain - Katie McCabe put it wide though, in a let off for Chelsea. Ingle had dominated the middle of the pitch for Chelsea - and it would have been cruel to see this tar her exceptional performance.
Chelsea needed to wake up, and Emma Hayes did her bit by bringing on Jess Carter for Lauren James, in an attempt to settle proceedings.
Berger had made some important interventions in the first half, and became increasingly important in the second 45 as Chelsea rode out the Arsenal storm. The Gunners, for all their improvement, still lacked a cutting edge, and too often wasted good opportunities with a poor final ball. The game gradually settled, and the introduction of Buchanan and Fleming helped the Blues to see it out.
The latter also meant there was the opportunity for Kingsmeadow to rise as one to show their appreciation for the departing Harder, who left the pitch for the last time in a home game for Chelsea.
A game which showed two of the best sides of Chelsea - who Emma Hayes in the pre-match build-up dubbed as “hybrid monsters” for the squad’s versatility. In the first half we showed our quality when playing on the front foot, dominating Arenal to take a deserved 2-0 lead. In the second half we showed our resilience when defending a lead - and professionalism and nous in being able to keep what we had, even with the assist of the penalty miss.
Taking all three points meant Chelsea went five clear, having played one game more than Man United - and effectively put one hand on the trophy.
If Man United had failed to beat Man City in the later evening kick off, then it would have been confirmed before the final day. However, despite 10-player Man City equalising in the second half - and for 20 odd minutes it looking like Chelsea were already champions - United found a stoppage time winner to ensure it did go to the final weekend.
Chelsea would travel to Reading knowing that a win would see us crowned champions for the fourth season in a row. The Royals are all but relegated following their loss against Spurs in their penultimate game - and given the challenges Chelsea have overcome to put themselves in this position, you would back the Blues to see it through… but would there be one last twist in the title race?
Reading 3-0 Chelsea (WSL)
It all came down to this.
After what has been the best WSL title race in years, the champions were to be decided on the final day.
Chelsea were in pole position. Since the March defeat to Man City, the Blues have won every single league game. The Red Devils had topped the table for most of the season, but mainly by virtue of the fixture list - as they had always been ahead of Chelsea in terms of games played.
A busy May has seen the Blues make up those games in hand - and completely erase United’s goal difference advantage - meaning that we headed into the final day with a two point and five goal difference lead.
In the blue corner, Chelsea were looking to make it a fourth WSL in a row and three consecutive Doubles. In the red corner, our rivals were looking to win their first ever league title - or trophy of any sort - since reforming as a club in 2018.
A win for Chelsea would confirm it, regardless of what Man United could do at Liverpool. Given the goal difference advantage, a draw may also be enough - but memories of the painful loss of the title on goal difference, on the final day in 2014, meant Chelsea would not want to chance it.
Our opponent faced a battle of their own. Reading were rock bottom of the WSL - and needed a win to avoid relegation, meaning this game was as big for them as for Chelsea.
The Royals form had been as woeful as their lowly position would suggest. However, they are something of a bogey team for Chelsea, having beaten us in this same fixture last season, and fought back well to a credible 3-2 loss at Kingsmeadow back in December.
Chelsea, meanwhile, were flying into the game - having scored 22 goals for the loss of just one against, in our six months in May so far.
It would also be the final game in Blue for departing captain Magda Eriksson, and her partner Pernille Harder. Magda marked her final Kingsmeadow appearance last weekend with a goal - and both would want to end their career at Chelsea on the ultimate high, and a goodbye that two such iconic and beloved players deserved.
In a rarity for Chelsea this season - given the fixture congestion and injuries we have had to contend with - Emma Hayes was able to name an unchanged XI for the final game of the 2022/23 season.
There was only one way for Reading to realistically play - try to frustrate Chelsea, and sting on the counter. As such, they set up with a back five, and within a few minutes it was clear that this was going to be a matter of attack vs defence.
Chelsea would need to keep patient, and keep calm - and did determinedly set about their business of breaking down the Reading wall.
Sam Kerr blazed the first good chance over, after some excellent build up from the Blues. Erin Cuthbert then hit the bar - and there was a growing sense the opener was coming.
The link up which has been so prolific this season proved fruitful again. A Guro Reiten cross from the left, a Sam Kerr header - and a Chelsea goal. Reiten has in many people’s views been our Player of the Season - the ‘Assist Queen’ added another to her tally of 19 for the year in all competitions, and her contribution has been crucial in a season where we have missed Fran Kirby and Harder for most of it. Reiten and Kerr have at times carried our attack this season - and so it was fitting they combined for the breakthrough here.
That made it 1-0 to the Chels, inside 20 minutes , and if this result held, the title would be staying at Kingsmeadow. Reading could have equalised not soon after, but Justine Vanhaevermaet could not convert a free header from a free kick. This was enough to remind Chelsea that we could not rest on our laurels, after having taken an early lead.
Royals forward Deanne Rose went off injured shortly after - a major blow for Reading, as one of their danger-women, and meant their chances of coming back in the game had taken a major hit.
Reiten further illustrated her contribution this season by getting the second goal, shortly before half time. The Norwegian capitalised on a poor back pass from Easther Mayi Kith to find herself one on one with the Reading keeper, and coolly nutmegged the unfortunate Maloney.
With that, Chelsea now had one (and a half) hands on the trophy - and it meant the second half would likely be a procession.
And so it was. Chelsea were never truly troubled in this game - having had nearly 80% possession, and 23 shots in total. This was always in Chelsea’s hands - the game, and maybe even on reflection, despite the season-long drama to get there - the title was always in our hands too.
Kerr got her second of the game late on by finishing off her own rebound to give the scoreline the resounding feeling that the dominant performance in the Berkshire sunshine deserved. A fitting way to end a storming run through the business end of the season - Chelsea took it up to a new level, and nobody else could match it.
Elsewhere, Man United did their part in beating Liverpool 1-0 - but it mattered little.
Magda Eriksson had been substituted off to enable the travelling fans to give our departing captain an enormous ovation - nothing less than what a genuine legend of this club deserves.
The only thing more fitting was what came next. For the tenth time as Chelsea captain, Eriksson lifted a trophy. She did so in front of the jubilant fans who filled the Madejski Stadium - meaning there were more Chelsea fans than Reading there to see it.
A fourth WSL title in a row - a third consecutive Double. Chelsea were champions.

May results in brief

Fixture	Result	Competition	Goal scorers
Liverpool (H)	2-1 W	WSL	Charles, Kerr (Perisset assist)
Everton (H)	7-0 W	WSL	Reiten, Kerr, Harder x 2, Ingle, Fleming, Cuthbert (Rytting Kaneryd, Charles, Reiten, Fleming, Harder, Cuthbert assists)
Leicester (H)	6-0 W	WSL	Reiten, Cuthbert, Harder x 2, James, Cankovic (Harder, Carter, Perisset, Charles assists)
Man United (N)	1-0 W	FA Cup final	Kerr (Harder assist)
West Ham (A)	4-0 W	WSL	Charles, Harder, Ingle, Cuthbert (Ingle, Rytting Kaneryd assists)
Arsenal (H)	2-0 W	WSL	Reiten, Eriksson goals (Perisset, Kerr assists)
Reading (A)	3-0 W	WSL	Kerr x 2, Reiten (Reiten assist)

UTC!

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I usually have 6 month equal pay option for anything over $50.
I still have 12 month equal pay option for anything over $250, just no 6 month option…
I have made all payments on time, not sure where 6 month equal pay option went?

I usually have 6 month equal pay option for anything over $50.
I still have 12 month equal pay option for anything over $250, just no 6 month option…
I have made all payments on time, not sure where 6 month equal pay option went?

Hello everyone, I have $2000 in debt on a discover card and $1000 on an Amex.
I am currently in the 0% APR period until October for the discover and August of 2024 for the Amex.
Within the next month I will be starting a $35-40/hr job with practically $0 cost of living, as I just graduated college and will be living at home for a year. Should I be worried? I learned my lesson about building up debt, and know how stupid I was.
Another question. Given the Amex has a longer 0% APR period. Should I transfer the $2000 discover balance to the Amex, giving me more time to pay it off without incurring interest? (Will be hit with a $60 fee) if I do, will this tank my credit score? (Currently 720 score) I always pay the minimum payments each month.
Any general tips are helpful, say anything you want. I just want to know if I need to be worried given my situation. Thanks guys!

The Chelsea FC Women May round-up - champions Chelsea complete the triple Double, in a perfect May

Welcome to the final Chelsea FC Women monthly round-up of the 2022/23 season. This post is a long read, so feel free to skip to the end for a brief overview!

Introduction

It was a mixed April for Chelsea, in which we won one semi-final, and lost the other.
A spirited, but in the end, painful two-legged defeat to Barcelona in the Champions League meant our European dream came to an end. We were still left fighting in two competitions, however, having beat Aston Villa to advance to the FA Cup Final for the third year in a row.
As well as facing Man United in that banner occasion in May, we were also locked in a tense title fight with the Red Devils in the WSL - both the league and cup were to be decided in the final month of the season, meaning Chelsea had seven games to determine whether we made it a third Double triumph in three seasons, or finished the season empty-handed.
Chelsea’s congested fixture list meant we started the month seven points behind leaders Man United in the WSL standings - but with three games in hand. That meant it was in our hands - win out, and we would win the league.
Seven games to define the season - one cup final, and six in the WSL. Chelsea would be playing two games a week - whilst our rivals benefitted from a lighter schedule. The Blues had been heavily hit by injury this season - it was confirmed ahead of the run-in that Fran Kirby and Millie Bright would be out for the end of the season, although we were boosted by the return of Pernille Harder and Kadeisha Buchanan.
This has been one of the most gruelling and challenging seasons in recent memory for Chelsea - both on and off the pitch. Emma Hayes’ team are used to making the ends of seasons glorious ones - and that experience and champion mentality could be key to making the difference.
It was not going to be easy - but when the calendar turns to May, Chelsea come out to play, saving our best for when we needed it the most. It was set to be a tense month, of hoping that history would be repeated.

Key headlines

Injury updates
The ongoing injury epidemic - especially serious knee injuries - has been one of the storylines of the women’s football season. This has been especially concerning for many players and teams, with the World Cup looming in July.
Another of Chelsea’s own joined the unfortunate ranks this month, with young defender Jorja Fox having torn her ACL whilst out on loan to Brighton. The 19 year old has returned to the club for her treatment.
It was also confirmed that Fran Kirby would miss the end of the season, and the World Cup, in another cruel blow for a player who has been so blighted by serious injury and illness. Our two-time Player of the Year will be back in pre-season, having undergone knee surgery.
Millie Bright, meanwhile, is expected to be fit for the World Cup - but would not feature again for Chelsea this season.
Harder and Eriksson depart
It had been long expected, but that did not make the news hurt any less. Club captain Magda Eriksson, and forward Pernille Harder - who joined Chelsea in 2020 for a then world record fee - confirmed that they would be leaving Chelsea upon the expiry of their contracts this summer.
The couple are likely off to Bayern Munich. It has been known for a while that the duo would be taking on a new challenge - announcing it before the end of the season gave the opportunity for fans to see goodbye at Kingsmeadow, and then again in the final game of the season - and to give two icons of Chelsea the send-off they deserved.
It was an emotional farewell for all involved - and their contribution, especially that of Magda, in her six years at the club, will always be a part of our history, and never forgotten.
Awards
With the season drawing to the close, it’s the time of the year that the end of season accolades are handed out.
Sam Kerr was voted the FWA Women’s Football of the Year, for a second year in a row. Despite her contribution to our success this season - it was something of a surprise, with many thinking that Aston Villa’s Rachel Daly should have won.
Nonetheless, it was deserved - we would not be where we are without Kerr.
First signing
Chelsea are getting their business done early, having already announced that Sjoeke Nusken will join the club this summer. The 22 year old German midfielder joins from Frankfurt, and can play in either a deep-lying or box-to-box role.
With rumours of some other big signings to come, it could be a big summer…
Fran Kirby extends her contract
It was not all bad news for Kirby this month - following her knee surgery, it was also announced that the club have activated an extension on Fran’s contract, meaning she will stay at the club until 2024.

Now - to the action!

Chelsea 2-1 Liverpool (WSL)
First up in May was the rearranged WSL home game from January, against Liverpool. The match had been abandoned after just six minutes due to a frozen pitch. The truly farcical scenes drew much criticism of how the matter was handled - with fans inconvenienced and players put at risk.
Liverpool had gotten Chelea’s season off the a shocker of a start, when they upset us 2-1 on the opening WSL weekend - but we have gone on to beat them in the FA Cup since. Former Chelsea boss Matt Beard’s side sat seventh in the standings ahead of this one, meaning they had avoided relegation in their first season since returning to the top flight.
Despite the exertions against Barcelona, with nearly a week’s rest after that energy-sapping exit, Emma Hayes felt she only needed to make the one change. It was an attacking one, with Lauren James coming in from the start, and Maren Mjelde dropping out - meaning Eve Perisset dropped into a back three alongside Magda Eriksson and Jess Carter.
Any thoughts of a straightforward evening were rapidly dissipated, when Liverpool took a shock lead after just two minutes.
It was a goal of our own making. The aforementioned Perisset gave the ball away, and Liverpool pounced, with full back Emma Koivisto meeting a Natasha Dowie cross at the far post.
The Chelsea response was a good one - setting about the task of overhauling the Liverpool lead well, by dominating possession and laying siege to the opposition penalty area.
Unfortunately, Liverpool were equally up to their task, and defended with a determination and energy that had been entirely absent from their 4-0 defeat to relegation-threatened Leiecester in their previous outing. Based on our encounters this season, it seems like Liverpool have already developed a penchant for getting it up against Chelsea, on their return to the top flight. Maybe the presence of ex-Blues boss Matt Beard in their dugout has something to do with that…
Highlights of their defensive effort included a superb last-ditch block from former Chelsea player Gemma Bonner, to deny Sam Kerr what seemed a certain goal. Debutant keeper Faye Kirby also pulled off a series of superb stops - and when you have a goalie playing like that on her first senior appearance, it is easy to fear it may be “one of those days”.
Eventually, however, the Chelsea pressure told. Niamh Charles, who joined Chelsea from Liverpool in 2020, flicked home an equaliser from a Perisset corner - the latter’s assist making up for her earlier error.
With the score now 1-1 at the break, it felt like the Liverpool resistance could be at an end - with Chelsea having 45 minutes to find the winner.
The Reds’ heads, however, did not drop - and they set about their task of fierce rearguard action with the same focus as in the first half.
Emma Hayes moved to a back four, and used the full strength of her bench by bringing on Jelena Cankovic, Pernille Harder and Rytting Kaneryd. Harder in particular looked a threat - illustrating how much she had been missed in her long injury absence, since November.
Sam Kerr had gone close on a few occasions in the first half, but her threat had seemed to fade and frustrations grew as the game wore on.
It was however, the Aussie who in the end did what she does best.
Jessie Fleming was desperately unlucky to see her excellently-struck shot ricocheted off of the upright, in the 86th minute - but then immensely relieved (along with all Chelsea players and fans) to see the rebound find Kerr, who finally was able to beat Faye Kirby.
With that, Chelsea had found a way to secure a crucial three points - and ensure our title challenge marched on.
Chelsea 7-0 Everton (WSL)
Next came a home game against Everton, where Chelsea would be hoping for a more straightforward 90 minutes than in the previous game against the red half of Merseyside.
With the Sunday evening kick off slot, each of our title rivals had already played. Arsenal squeaked out a 1-0 win vs relegation-threatened Leicester, whilst Man United eased to a more comfortable 3-0 win against Spurs - maintaining their lead at the top. Man City, however, suffered a shock 2-1 defeat to Liverpool, meaning their title hopes are effectively over.
That meant Chelsea needed to do our bit - and keep on winning. Everton, sat comfortably midtable ahead of this game - well clear of any relegation trouble, and with no prospect of breaking into the top three to qualify for Europe. The last meeting between the two was the reverse WSL fixture, back in October, where a Niamh Charles wonder goal and a brace for Pernille Harder saw Chelsea win 3-1.
Emma Hayes rotated her XI, making five changes - with Chelsea still contending with a gruelling schedule of two games a week. The aforementioned Harder started from the bench - still to make her first start since returning from long-term injury.
Buchanan, Svitkova, Bright and Kirby remained unavailable - with the latter three now having been confirmed as out for the season.
Despite not having much left to play for this season, Everton started well, and had Chelsea on the back foot. The Toffees are a side who look good in possession, and had the Blues working hard off the ball early on.
What was to come, therefore, could not have been expected. The Toffees quickly melted in the early May sunshine, in the face of an absolute onslaught from Chelsea - who scored five sensational goals in the first half, from just five shots on target.
The Blues have made a habit of winning games whilst playing short of our top form this season - but this first half was Chelsea at our ruthless and scintillating best.
The first came from nowhere. With the Everton defence distracted by the movement of Sam Kerr, they allowed Guro Reiten far too much space in her wide left position - who unleashed a rocket to raise the roof at Kingsmeadow, and ignite the crowd. It was her tenth of the season - the first time our assist queen has reached a double digit goal tally for the Blues.
With Chelsea now with a spring in our step, a second came soon after. Sam Kerr had spent the day before representing Australia at King Charles III’s coronation - but this goal involved a different Charles, with Niamh delivering a superb cross for Kerr to nod home.
Unfortunately, that was to be Kerr’s last action of the afternoon - having rolled her ankle in the landing after her goal. She was able to walk off, giving hope her substitution was just a precaution.
Pernille Harder had replaced Kerr - and with her first touch of the game had put Chelsea 3-0 up. It was the Dane’s first goal since her brace in the reverse fixture against Everton - and another goal of the finest quality. Reiten cut the ball back for Harder to curl home, and put the win beyond doubt.
Chelsea were not done yet, however - Sophie Ingle next in on the action with a caressed finish, her first WSL goal of the season. There was still time for one more before the break - and this one was assisted by Harder, who laid it off for Jessie Fleming.
That made it 5-0 to Chelsea, in a truly five-star first half.
With a midweek game to come - and the FA Cup final the next weekend - Hayes made two half time substitutes. Lauren James replaced the superb Reiten, and Alsu Abdullina on for Eve Perisset for some rare WSL minutes.
It was a relaxed second 45 for Chelsea, who with big fixtures left to come and the three points already secured, did not need to take any risks. More could have been added to the tally, with James and Rytting Kaneryd going close - and a blatant penalty on James also turned down.
Erin Cuthbert and Jess Carter joined the party to complete the full complement of five substitutes, and just when it seemed the bunting was being put away for the day, Cuthbert and Harder produced a final flourish for a sixth Chelsea goal. The Scot surged from the halfway line into the Everton third entirely unopposed, and squared it for Harder to emphatically finish.
Cuthbert even had time to add a seventh - just minutes after Rytting Kaneryd had hit the post - to make it 7-0 to Chelsea, in arguably our best performance of the season.
A thoroughly brilliant win for Chelsea, which moved us into second place - four points behind Manchester United, with two games still in hand. The seven goals were a big boost to our goal difference too, although the Red Devils still had the advantage in this.
The only downside was the potential loss of Sam Kerr to injury - which also meant the two goals from Pernille Harder, signalling that the Dane is well and truly back, after her long injury absence, could not have come at a better time. If we were to go without Kerr, we would need Harder more than ever.
Chelsea 6-0 Leicester (WSL)
Chelsea were next in action midweek, fulfilling one of the two games we had in hand over Man United. That also meant our title rivals would benefit from three extra days' rest ahead of our FA Cup final clash at Wembley, on the upcoming weekend.
The opponents, Leicester, were fighting for their WSL lives - sitting 11th in the table ahead of this fixture at Kingsmeadow, two points above bottom side Reading.
Despite their lowly position, they had had some good recent results - including a 4-0 win against Liverpool, and had performed well in a narrow 1-0 defeat to Arsenal the weekend prior to this game.
Chelsea had earlier thrashed Leicester 8-0 in the reverse league fixture, but ahead of kick off Emma Hayes referred to them as “the most improved side in the WSL” - as they have made noticeable strides forward under manager Willie Kirk, since then.
Hayes also confirmed Sam Kerr was available for this fixture, with the issue that forced her into an early substitution against Everton only minor.
With the cup final looming, Kerr was not risked however - starting from the bench. Also starting from the bench were Katerina Svitkova and Kadeisha Buchanan on their return from injury - a welcome sign ahead of the run-in. Hayes made six changes to the line up that had started against Everton - including Pernille Harder starting for the first time since her own injury return.
Despite the changes, Chelsea very much started where they left off against Everton, pinning Leicester back from kick off - and had a deserved lead inside ten minutes.
The scoring was opened by the same player who had gotten the party started on the weekend - Guro Reiten storming in to finish a low Harder cross with aplomb.
The situation already looked ominous for Leicester, and the impending sense of doom deepened when another of Sunday’s goalscorers, Erin Cuthbert, made it 2-0 on 18 minutes. The Foxes were caught playing out from the back - a mistake engineered by the intensity of the Chelsea press, which had been relentless from the off.
Harder herself was then in on the goal scoring act with a brace, her second in two games The first was opportunistic - converting a rebound after Lauren James had had her shot saved. The second was some individual brilliance, capping off her own mazy run with a confident finish.
That made it 4-0 at the break, and meant that as against Everton, the game was already done at half time. Chelsea had made short work of Leicester, showing exactly the efficiency and ruthlessness that is needed at the crunch time of the season.
James added a fifth in the second half, to end a run of games without a goal. She did so with what is already becoming a classic of her repertoire - shimmying her way into a dangerous shooting position, then unleashing a rocket from range. Having got her goal, Hayes then brought James off in a series of changes made with Wembley in mind - Cuthbert, Reiten and Harder all also making way.
Jelena Cankovic made it a tennis score, and as a final positive note, Hayes was able to bring Buchanan on for Eriksen to get some minutes in the Canadian centre back’s legs for the first time since the injury she picked up in the April international break.
The six goals in this game, on top of the 7-0 win against Leicester, meant Chelsea had entirely erased Man United’s previously weighty goal difference advantage in the space of three days - now both locked on +42, and with Chelsea just one point off the leaders, still with a game in hand.
Chelsea’s form and confidence could not be better heading into the Wembley showcase - where we would take on our title rivals Man United in the FA Cup final. The return of Harder and Buchanan to fitness - and with Harder notching four goals in two games - brought even more cause for optimism, in a thoroughly excellent couple of fixtures for the Blues.
Then, onto Wembley.
Chelsea 1-0 Man United (FA Cup Final)
There is no bigger fixture in the women’s domestic game than the FA Cup final - and for the first time ever, Wembley was sold out ahead of kick off, meaning yet another attendance record would be broken in a season of milestones for women’s football.
It would be Chelsea’s sixth final since the showpiece fixture has moved to Wembley - and we had only lost one before. Victory against Man United would also make it a hat trick of FA Cup triumphs for Chelsea, having also won the 2021 and 2022 finals.
Standing in our way were a Man United team in brilliant form, who are also seeking to stop Chelsea winning the league title. It was Man United’s first ever final - and hence their chance to win their first ever trophy since forming a women’s team in 2018.
Man United had the sense of underdog and destiny on their side, whilst Chelsea had the experience and nous of knowing what it takes to win the biggest games. With the Chelsea players still amongst a relentless schedule, and missing key players like Millie Bright and Fran Kirby - there was a good argument for either side to take home the trophy.
The big selection news was Pernille Harder starting from the bench - a surprise given her back to back braces - with Hayes opting for Kerr, Reiten and James as her three primary attackers instead. This would mean Chelsea had a very dangerous game-changing player, lying in wait…
The game got off to a very notable false start - or two. First Chelsea tried to kick off before the pre-match music had finished - and then Man United had the ball inside the net within a minute, only for the Blues to be reprieved by the offside flag.
That would have given Chelsea the unwelcome record of having conceded the fastest goal at an FA Cup final for both the men’s and women’s competition, after Louis Saha outdid our own Roberto Di Matteo’s previous record, in 2009.
You might have thought this would have woken up Chelsea - but Man United looked in control, and Chelsea on the edge defensively.
Man United’s first-time-final nerves appeared to affect them in the key attacking moments third though - they were on top in the game, but looked scared to pull the trigger, and so despite a few shaky moments, did not hugely test Berger.
Emma Hayes decision not to use Harder from the start gave Sam Kerr a lot of work to do - she was tasked with keeping the Man United defence busy all on her own. Chelsea employed a similar strategy to that which had been successful in the game at Kingsmeadow earlier this year, in a 1-0 win where Man United had dominated but lacked a cutting edge, and were undone on the counter.
Lauren James looked lively whenever she was on the ball, and made ex-Chelsea full back Hannah Blundell work very hard in the sweltering heat. James also had a header tipped onto the post by Mary Earps - a reminder that even whilst Man United appeared to have the better of it, Chelsea would always be in the game.
With the score 0-0 at half time, there was a definite sense that was a much better score line for Chelsea - and that Man United might regret not finding a way to make the most of having the Blues on the back foot.
And so they did come to regret it. Hayes introduced Harder on the hour mark, as it was always expected she would - and the impact was immediate. Marc Skinner similarly tried to affect the game, but there were no players like Pernille for him to turn to - and his decision to take off Nikita Paris looked to be the wrong one, with United losing much of the impetus when she exited.
As well as taking an arm to the face that appeared to go completely unnoticed by the referee, Harder combined with Kerr to get in behind the Man United defence - and twice Chelsea failed to capitalise. With two such attacking threats to contend with through the middle, Man United all of a sudden looked rattled.
The third time was the charm.
Of course, it was Kerr who found the decisive finish. The Aussie treated the record crowd at Wembley to one of her trademark backflips, after having steered Harder’s low cross past Earps -
A double flip, even - hopefully a sign of things to come… .
The goal had a disheartening effect on the opposition. You got the sense that it had sunk United’s maiden voyage in search of their first ever trophy - and that Chelsea’s experience would now see them through.
However, including an agonising six minutes of injury time, there were still a few scares - in particular a late goalmouth scramble that left two Chelsea players collapsed on the deck, alongside the blue half of the Wembley crowd collapsed in the stands.
It was soon only the blue half that remained, however. The full time whistle blew, and the Man United exodus was matched by the Chelsea explosion. Jubilation greeted yet another trophy for Emma Hayes and her Chelsea side.
A third FA Cup win in a row. Another piece of history on another hallmark day for the women’s game - nearly 78,000 at Wembley in a record for the cup final, and any women’s domestic final.
There was still more to play for, of course. Chelsea had three games left to play in the league - where we remained locked in a gripping title race with the cup final’s defeated foes.
Whether this galvanised or deflated Man United remained to be seen. It was still in our hands - and after a reminder like this of the machine Chelsea are at the business end of the season, you would have been unwise to bet against Blue.
West Ham 0-4 Chelsea (WSL)
There was not much time to celebrate for Chelsea, with the team back in action just three days after the FA Cup final triumph at Wembley.
The Blues travelled away to West Ham, to make up our final game in hand on WSL leaders Man United - knowing three points at the Chigwell Construction Stadium would move Chelsea back on top of the WSL for the first time since March.
Paul Konchesky’s side have been in woeful form - having just the one win in the past 10 games, and you had to flip the calendar back to December last year to find their last WSL win.
Nonetheless, Chelsea could not be complacent, given the shocks, twists and turns this WSL season has already thrown up - and it was imperative to remain fully focused on the task at hand.
With this game following the cup final, and a huge game against Arsenal to come just four days later, rotation was a necessity - and Hayes made seven changes to the XI who started at Wembley.
These changes did little to disrupt Chelsea’s impressive recent form, who looked like they meant business from the off.
Niamh Charles deservedly opened the scoring for the Blues after 11 minutes - being quickest to a rebound to finish from close range. It was a goal that was extra special for the defender, as it came on her 100th appearance for the club. An impressive milestone, given she is still only 23.
It felt like similar score lines to Everton and Leicester might be on the cards, but West Ham - to their credit - dug in, and were able to push to dampen the Chelsea fire, and keep it to 1-0 at half time.
However, Pernille Harder soon had a second for the Blues shortly after play resumed - and Chelsea were comfortable from that point.
Sophie Ingle - who like Harder had been a substitute at Wembley, and in from the start in this game - slid the ball into the Dane in the box, who made no mistake with the goal at her mercy.
It was another excellent display from the bang-in-form Harder, who since returning from injury has now scored five goals, and three assists - including a game-changing contribution off the bench in the FA Cup final. Her return to fitness and form really could not have been better timed.
Ingle was then herself on the scoresheet, nodding home a rebound from close range, after the West Ham keeper could only tip it onto the bar.
Erin Cuthbert put a sensational cherry on top with a fourth goal in injury time - which was easily the pick of the bunch.
The Scot had come on as a substitute, and twice before gone close with long range efforts. At the third time of asking, she was able to find the net - an absolute pile driver of a strike, hit with all of the ferocity you would expect from our midfield dynamo.
In all, it was another impressive performance. Chelsea were comfortable, dominant, and ruthless in dispatching yet another foe in our quest for a fourth consecutive league title. .
The 4-0 win made it 17 goals in the past three WSL games for Chelsea - completely obliterating Man United’s prior healthy goal difference advantage.
The win also means for the first time in many weeks Chelsea and Man United have played the same number of league games - and the Blues on top of the WSL, holding a two point lead in the standings with just two games left to play.
The upcoming weekend would likely be absolutely crucial in deciding the destination of the title, with two huge games on the cards.
Chelsea would be hosting Arsenal at Kingsmeadow, whilst Man United would be at home to local rivals Man City in the Manchester derby. Neither City or Arsenal had any realistic chance of winning the title themselves at this point - but both would relish the prospect of having a major say in who does, especially if at the detriment of their respective rivals.
Following this result, Chelsea were back in charge - but that could all change in the next 90 minutes.
Chelsea 2-0 Arsenal (WSL)
It was a fixture that has been circled in the calendar all season long, and as expected, Chelsea's final home game of the season - against Arsenal - was set to be pivotal in determining who would be crowned champions.
However, it was not Arsenal that Chelsea were competing with to be crowned champions - as many expected - with Man United instead the team who sat just two points off Chelsea heading into the final round of games.
Whilst Chelsea would be taking on Arsenal at Kingsmeadow, Man United would host Man City in the evening kick off - 1st vs 3rd and 2nd vs 4th, WSL weekends do not come much bigger.
Win our game, and Chelsea would be all but there. Drop points - and it would be advantage Man United. This was huge.
The Blues had been in sensational form - stepping it up when needed to, as we so often do. Every game in May so far had been a must-win - and a Chelsea squad depleted by injuries and weary with fatigue had risen to the occasion. The Blues had won five in a row coming into this fixture, and in doing so had completely erased Man United's goal difference advantage with a series of thumping victories.
Our perennial rivals, Arsenal, still needed to confirm their spot in the top 3 for Champions League qualification next season - although their goal difference advantage means a win at Aston Villa on the final day would likely see them qualify regardless of the result in this game. There is no love lost between Chelsea and Arsenal - and although the Gunners and Jonas Eidevall would likely not be able to win the title this year, they will love nothing more than stopping the Blues and Emma Hayes from making it four in a row.
Arsenal have been plagued by injuries this season - Lia Walti was ruled out for the season in their mid-week win vs Everton, to add to the earlier losses of Beth Mead, Vivianne Miedema, Leah Williamson and Kim Little. Chelsea continued to be without Millie Bright and Fran Kirby, key absences of our own.
Emma Hayes named an attacking line up - with all three of Guro Reiten, Pernille Harder and Lauren James starting in support of Sam Kerr. Magda Eriksson continued at centre back alongside Maren Mjelde, with Hayes not disrupting the partnership that has done so well whilst Bright and Kadeisha Buchanan have been out injured - despite Buchana now being fit again.
This meant both Harder and Eriksson would be starting what was a very special game for the pain. It had been confirmed in the days leading up to this fixture that the duo will leave the club in the summer, this therefore being their last game at Kingsmeadow.
Chelsea started like a team who knew what this meant.
Arsenal barely had a kick in the first 10 minutes, their back three pinned back by a flying Chelsea team, who pressed high and kept the ball with focus and intensity.
Guro Reiten - arguably our player of the season - deservedly put the Blues ahead midway through the first half. Eve Perisset found the Norwegian with a delicious cross, after Arsenal had failed to clear their lines following a set piece - and Reiten’s smart finish was enough to beat Zinsberger.
This first half was Chelsea at our best - we looked better in every aspect than the Gunners, who just could not match the performance.
Despite the dominance, Ann-Katrin Berger was called upon on a few occasions - but when the second goal came it was for Chelsea, and the 2-0 scoreline was no more than the Blues deserved.
The goal scorer was one who sent the Kingsmeadow crowd into raptures.
It came from another set piece - Sam Ker headed across goal, where captain Magda Eriksson was first to react to prod past Zinsberger, meaning she would mark her final game at Kingsmeadow with a goal that could be crucial in Chelsea’s march to the title.
Arsenal, despite their injuries, are still a good team - and had proved that with their response to seemingly endless adversity this season, where they have kept getting results that may well see them in Europe next year, and nearly put them into this season’s Champion League final.
Their response in the second half, therefore, was not unexpected. The introduction of Steph Catley gave them fresh impetus, and not long after the resumption of play they had struck the Chelsea bar.
A penalty for Arsenal - with Sophie Ingle penalised for handball - gave them a golden opportunity to reduce the deficit. Stand-in penalty taker - and captain - Katie McCabe put it wide though, in a let off for Chelsea. Ingle had dominated the middle of the pitch for Chelsea - and it would have been cruel to see this tar her exceptional performance.
Chelsea needed to wake up, and Emma Hayes did her bit by bringing on Jess Carter for Lauren James, in an attempt to settle proceedings.
Berger had made some important interventions in the first half, and became increasingly important in the second 45 as Chelsea rode out the Arsenal storm. The Gunners, for all their improvement, still lacked a cutting edge, and too often wasted good opportunities with a poor final ball. The game gradually settled, and the introduction of Buchanan and Fleming helped the Blues to see it out.
The latter also meant there was the opportunity for Kingsmeadow to rise as one to show their appreciation for the departing Harder, who left the pitch for the last time in a home game for Chelsea.
A game which showed two of the best sides of Chelsea - who Emma Hayes in the pre-match build-up dubbed as “hybrid monsters” for the squad’s versatility. In the first half we showed our quality when playing on the front foot, dominating Arenal to take a deserved 2-0 lead. In the second half we showed our resilience when defending a lead - and professionalism and nous in being able to keep what we had, even with the assist of the penalty miss.
Taking all three points meant Chelsea went five clear, having played one game more than Man United - and effectively put one hand on the trophy.
If Man United had failed to beat Man City in the later evening kick off, then it would have been confirmed before the final day. However, despite 10-player Man City equalising in the second half - and for 20 odd minutes it looking like Chelsea were already champions - United found a stoppage time winner to ensure it did go to the final weekend.
Chelsea would travel to Reading knowing that a win would see us crowned champions for the fourth season in a row. The Royals are all but relegated following their loss against Spurs in their penultimate game - and given the challenges Chelsea have overcome to put themselves in this position, you would back the Blues to see it through… but would there be one last twist in the title race?
Reading 3-0 Chelsea (WSL)
It all came down to this.
After what has been the best WSL title race in years, the champions were to be decided on the final day.
Chelsea were in pole position. Since the March defeat to Man City, the Blues have won every single league game. The Red Devils had topped the table for most of the season, but mainly by virtue of the fixture list - as they had always been ahead of Chelsea in terms of games played.
A busy May has seen the Blues make up those games in hand - and completely erase United’s goal difference advantage - meaning that we headed into the final day with a two point and five goal difference lead.
In the blue corner, Chelsea were looking to make it a fourth WSL in a row and three consecutive Doubles. In the red corner, our rivals were looking to win their first ever league title - or trophy of any sort - since reforming as a club in 2018.
A win for Chelsea would confirm it, regardless of what Man United could do at Liverpool. Given the goal difference advantage, a draw may also be enough - but memories of the painful loss of the title on goal difference, on the final day in 2014, meant Chelsea would not want to chance it.
Our opponent faced a battle of their own. Reading were rock bottom of the WSL - and needed a win to avoid relegation, meaning this game was as big for them as for Chelsea.
The Royals form had been as woeful as their lowly position would suggest. However, they are something of a bogey team for Chelsea, having beaten us in this same fixture last season, and fought back well to a credible 3-2 loss at Kingsmeadow back in December.
Chelsea, meanwhile, were flying into the game - having scored 22 goals for the loss of just one against, in our six months in May so far.
It would also be the final game in Blue for departing captain Magda Eriksson, and her partner Pernille Harder. Magda marked her final Kingsmeadow appearance last weekend with a goal - and both would want to end their career at Chelsea on the ultimate high, and a goodbye that two such iconic and beloved players deserved.
In a rarity for Chelsea this season - given the fixture congestion and injuries we have had to contend with - Emma Hayes was able to name an unchanged XI for the final game of the 2022/23 season.
There was only one way for Reading to realistically play - try to frustrate Chelsea, and sting on the counter. As such, they set up with a back five, and within a few minutes it was clear that this was going to be a matter of attack vs defence.
Chelsea would need to keep patient, and keep calm - and did determinedly set about their business of breaking down the Reading wall.
Sam Kerr blazed the first good chance over, after some excellent build up from the Blues. Erin Cuthbert then hit the bar - and there was a growing sense the opener was coming.
The link up which has been so prolific this season proved fruitful again. A Guro Reiten cross from the left, a Sam Kerr header - and a Chelsea goal. Reiten has in many people’s views been our Player of the Season - the ‘Assist Queen’ added another to her tally of 19 for the year in all competitions, and her contribution has been crucial in a season where we have missed Fran Kirby and Harder for most of it. Reiten and Kerr have at times carried our attack this season - and so it was fitting they combined for the breakthrough here.
That made it 1-0 to the Chels, inside 20 minutes , and if this result held, the title would be staying at Kingsmeadow. Reading could have equalised not soon after, but Justine Vanhaevermaet could not convert a free header from a free kick. This was enough to remind Chelsea that we could not rest on our laurels, after having taken an early lead.
Royals forward Deanne Rose went off injured shortly after - a major blow for Reading, as one of their danger-women, and meant their chances of coming back in the game had taken a major hit.
Reiten further illustrated her contribution this season by getting the second goal, shortly before half time. The Norwegian capitalised on a poor back pass from Easther Mayi Kith to find herself one on one with the Reading keeper, and coolly nutmegged the unfortunate Maloney.
With that, Chelsea now had one (and a half) hands on the trophy - and it meant the second half would likely be a procession.
And so it was. Chelsea were never truly troubled in this game - having had nearly 80% possession, and 23 shots in total. This was always in Chelsea’s hands - the game, and maybe even on reflection, despite the season-long drama to get there - the title was always in our hands too.
Kerr got her second of the game late on by finishing off her own rebound to give the scoreline the resounding feeling that the dominant performance in the Berkshire sunshine deserved. A fitting way to end a storming run through the business end of the season - Chelsea took it up to a new level, and nobody else could match it.
Elsewhere, Man United did their part in beating Liverpool 1-0 - but it mattered little.
Magda Eriksson had been substituted off to enable the travelling fans to give our departing captain an enormous ovation - nothing less than what a genuine legend of this club deserves.
The only thing more fitting was what came next. For the tenth time as Chelsea captain, Eriksson lifted a trophy. She did so in front of the jubilant fans who filled the Madejski Stadium - meaning there were more Chelsea fans than Reading there to see it.
A fourth WSL title in a row - a third consecutive Double. Chelsea were champions.

May results in brief

Fixture	Result	Competition	Goal scorers
Liverpool (H)	2-1 W	WSL	Charles, Kerr (Perisset assist)
Everton (H)	7-0 W	WSL	Reiten, Kerr, Harder x 2, Ingle, Fleming, Cuthbert (Rytting Kaneryd, Charles, Reiten, Fleming, Harder, Cuthbert assists)
Leicester (H)	6-0 W	WSL	Reiten, Cuthbert, Harder x 2, James, Cankovic (Harder, Carter, Perisset, Charles assists)
Man United (N)	1-0 W	FA Cup final	Kerr (Harder assist)
West Ham (A)	4-0 W	WSL	Charles, Harder, Ingle, Cuthbert (Ingle, Rytting Kaneryd assists)
Arsenal (H)	2-0 W	WSL	Reiten, Eriksson goals (Perisset, Kerr assists)
Reading (A)	3-0 W	WSL	Kerr x 2, Reiten (Reiten assist)

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Snoop is a free money management and budgeting app. Right now they are offering new UK users a £5 Amazon voucher as a welcome bonus. I like Snoop as it gives recommendation on bank switches, utility switches, and discounts that can help you earn/save a bit of money.
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How it works

With Snoop, you link a bank account and it provides you "personalised" recommendations on how to improve your finances. Mostly these are things like savings accounts, bank switches, and utility switches. Snoop also provides handy notifications on various discount schemes (like how to get cheap cinema tickets, or discounts at McDonalds).

Here's how to get your £5 Amazon voucher for giving Snoop a try

Download the app using the Snoop referral link

Its best to do this all from your phone.

Link a bank account/credit card and keep the app for 28 days.

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Referrers are also rewarded with a £5 Amazon voucher, and can get a bonus £25 if they refer 5 friends. So once you sign up, tell your friends about Snoop and convince them to give it a try!
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Terms

So I have 2 jobs. Full time and part time. Trying to pay off my Credit Card debt as fast as I can without shorting myself each month. I set up my budget. Got my bills/debts payments/expenses written down. My full time job is directly deposited into one bank, my main bank I use, and my part time job is deposited into a different bank.
I'm even thinking of taking on more desperate measures, and opening a 3rd checking acct at Chase, and only put what I'm allowing myself for groc/food and other monthly expenses into that acct. Nothing more, nothing less. So that way I dont have the urge to spend extra here and not have enough there. Many will say I'm crazy and some will say whatever works for me...
Whats your thoughts? Has anyone else done something like this before?

So basically I took every precaution and still got scammed. I used one of those Facebook resell groups. I checked their Facebook which seemed pretty normal. I asked to use goods and services, asked for screen recording with our chat and their ticket master account. The first red flag was when I saw in the Ticketmaster app it said “Ticket Master” not “Ticketmaster” that was my idiotic mistake. Then I asked if they can send one ticket first and I’ll send them a $1 through PayPal goods and services. But they said that goods and services doesn’t go through right away and I should use friends and family so they can confirm my payment. They said $50 because they are also taking a risk. I said $20 because I was kinda starting to feel like it was a scam. I sent $20 and it went to a different name then what was on Facebook . I asked who it was and they said their mate (red flag 2). Then they said they originally said $50 because they are also taking a risk. So I sent another $30 (I’m so dumb) and Another name came up. I asked and they said it’s their cousin who couldn’t go to the concert (red flag 3).I asked if they can transfer the tickets now and they said do $150 at that point I was done. I knew it was a scam and I blocked them on PayPal and Facebook. I called my credit card company and explained. They said once the payment goes through they may be able to dispute it. I’m lucky it’s only $50 and that my bank may help. But this is a lesson to be careful. I am nervous that since they have my name they are gonna come after me (it’s irrational) but if they only have my name am I in any danger identity wise? My address and stuff is public records so I’m nervous. But when I looked on discover it said the person is in California. My Facebook is also private. Should I be concerned about anything or am I overthinking? I’m definitely only buying from a legit site now.
Edit to clarify: we made a deal that the friends and family was only being used to confirm payment. I was gonna send the rest under goods and services. I don’t use PayPal so I am very uninformed of how it works

I somehow received an remote update June 2022 that changed my operating system to coral. The phone gained access to every device in my house. I factory reset it and went to Tellus to get help. I got Norton life lock pro and the phone wouldn't accept it and all other anti viruses programs I download. it took my social media accountsy email and would redirect my business calls. my phones assistant would ask me to complete taks for it. I was able to search things no one else could including other devices and secure information. I had pdfs of the billing info for everyone I called as well as there location when I called. I was given an iphone 12 for free in hopes it would be able to resist what ever this rooted phone is doing but somehow with a brand new phone new sim new account and email by the time the phone had updated the same programs appear in the system and when apple looked into it I was granted a pre releasd version of lockdown mode. my phone was ok for a few hrs and then it managed to get around that and even would put clippings of how to beat it in my suggested news feed. I tired 4 different galaxies 2 more Iphones and even a flip phone and they all eneded up overheating and going black a week into using them. I had my credit cards raided for 100,000$ and 20,000 taken out of my bank. I went threw 4 new accounts and it happened again and again even with my email and number taken off the account. I moved to Alberta for 6 months from Vancouver and the activity stopped. I just moved back and it has spread once again to the smart TV my laptops and even my friends phones. It hasn't done anything malicious to them but has remained with me constantly. When I looked this up online I couldn't see anything close to what I was going threw but I did see that with coral on this phone and the hidden root that won't show up on any anit virus but is in the system runs with no limits and has self learning a.i and runs on a format where it is functioning at 40x the output and speed it should be. Has anyone delt with anything like this? I have gone to the police and they told me to go to csis and csis said to go to the police. It has been ever hard and frustrating and has taken so much from me at this point it's super discouraging that no one is able to help. it feels like science fiction and I haven't even told you the most unbelievable parts because I am using the phone now and it has deleted a ton of messages I have tried to reach out with before. I need help and it will block my ability to get to anyone who can really help or might have knowledge about this thing. I don't know if it's remote control from hackers or a.i that has become sentient and will do what it needs to in order to stay alive. thanks in advance for advice

Carters comenity credit card

I’m really annoyed by a rule that I don’t agree with and it’s ruining my mood / day. Does anyone else get this?

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The Chelsea FC Women May round-up - champions Chelsea complete the triple Double, in a perfect May

Introduction

Key headlines

Now - to the action!

May results in brief

UTC!

The Chelsea FC Women May round-up - champions Chelsea complete the triple Double, in a perfect May

Introduction

Key headlines

Now - to the action!

May results in brief

UTC!