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Unveiling The Strategies for Minimising Income Tax On Fixed Deposit Interest

2023.05.30 13:07 prakharkumar12 Unveiling The Strategies for Minimising Income Tax On Fixed Deposit Interest

Unveiling The Strategies for Minimising Income Tax On Fixed Deposit Interest
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https://preview.redd.it/hpeqrqgaby2b1.jpg?width=1060&format=pjpg&auto=webp&s=1778bd7b5caa7cf98d8b9a744bf5e62981c45378
FDs are a popular investment option for their higher returns and independence from the equity market. However, the taxable interest earned on an FD can reduce returns and frustrate investors.
Generally, the TDS on fixed deposit interest is 10% if the interest earned exceeds Rs. 40,000 per annum (Rs. 50,000 for senior citizens) in a financial year.
But fret not! Here are four ‘legal’ tricks to help you save income tax on FD interest.

1. Submit the Forms

You can earn from your fixed deposit without worrying about paying taxes. All you need to do is submit a self-declaration form or a TDS waiver to the bank. This will indicate that you have zero taxable income and will save you from paying income tax on your fixed deposit interest.
If you're a senior citizen, you must fill out Form 15H, while Form 15G is required for ordinary citizens to enjoy the tax exemption.

2. Lock the FD for 5 years

One of the best ways to save income tax on FD investments is by opting for a tax saver FD. Investments in this type of fixed deposit come with a lock-in period of five years.
It allows investors to claim a deduction of up to Rs 1.5 lakh per year under Section 80C of the Income Tax Act, 1961.

3. Distribute the FD

Another simple yet effective way to avoid income tax on FD interest is - splitting your deposit between different banks.
Suppose you have a considerable amount to deposit. Instead of putting it all in one bank, split it between two different banks. This way, the earnings won't exceed the Rs 40,000 limit, and you can avoid TDS altogether.

4. Time the FD well

Choosing a tenure that keeps your interest earnings below Rs 40,000 can also help you save income tax on FD interest. You can avoid TDS deductions by timing your deposits to avoid hitting this mark.
For instance, consider starting a 1-year fixed deposit of Rs 1 lakh at 7.5% in September, just before the financial year closes on March 31st. This way, the interest would split between two financial years, ensuring you don't cross the TDS threshold.

To End

Investing in a tax-saving fixed deposit account can offer attractive returns and save income tax on FD interest. Low risk and high returns make it a great option for those looking to maximise their investments.
If you wish to open a fixed deposit account, turn to IndusInd Bank. They offer the highest return on FDs in the Indian financial market.
So why wait? Apply now for a tax-saving fixed deposit account.
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2023.05.30 13:06 dhenvher CC for Business

Any tips on how to use our CC for business purposes? Gusto ko sana ma-maximize yung gamit nang card. Hindi puro gastos lang, sana may income din.
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2023.05.30 12:51 Uberbobo7 Missing a single low star card in two sets

Missing a single low star card in two sets submitted by Uberbobo7 to MonopolyGoCommunity [link] [comments]

2023.05.30 12:50 Uberbobo7 Missing a single low star card in two sets

Missing a single low star card in two sets submitted by Uberbobo7 to Monopoly_GO [link] [comments]

2023.05.30 12:36 throzaway5685743398 Project Manager (Pharma)

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2023.05.30 12:31 Ok-Anxiety7957 Skills boost impact on gameplay is crazy.

I am playing this game for like 5 months and I have build really good team and I'm not f2p player I have invested good amount of money in this game and finally made good squad but rn in vs attack or head 2 head I am match against players who's cards are like low tier compared to mine but 4 times high skills boost than me performed much better compared to mine and they are so quick. I can't even scored goal sometimes because there defenders are so quick specially only happen when skills boost is high. If I get same skill boost player I don't have any problem but high skills boost player are nightmare to play against. If I knew skills boost had this much impact in game I could have never open packs,buy passes etc. Only brought skill boost. This is insane.
submitted by Ok-Anxiety7957 to FUTMobile [link] [comments]

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2023.05.30 12:10 Sea-Independent9225 Platinum income verification?

Hi guys, sorry for the wall of text but the backstory: I am 18 and was accepted for a platinum card that I would like to have to use for travel eventually and it is in the mail, I have very new credit history with only about 3 months of history with only 1 card before this from Discover with a $1000 limit and a 700 score on credit karma, no missed payments or issues like that.
I put my income as 35,000 and occupation self employed as I finished trade school recently and have not had to file taxes ever before, I have been self employed for the past 3 weeks with no income reported yet however I am making more than enough to cover the annual fee of $695
In this time I have accepted a job offer with a salary of $35,000 in my trade starting in the fall, I saw a post recently that they do Financial reviews or ask for your tax return, which I wouldn't have. Will AMEX ask me for any verification before that time? If they do what can I provide? I plan on covering the minimum fee and not spending too much on the card for a bit, Thanks in advance.
submitted by Sea-Independent9225 to amex [link] [comments]

2023.05.30 12:07 Voodoo2-SLi GeForce RTX 4060 Ti & Radeon RX 7600 Meta Review

 
Review Tests (RasteRT) CPU GPU Drivers (beside 4060Ti & 7600) factory OC'ed
ComputerBase 17 / 12 Ryzen 9 7950X3D 23.4.1 & 531.41/68
eTeknix 13 / – Core i9-12900K 22.10.1 & 521.90 6650XT & 7600
Hardware & Co 20 / 16 Core i9-13900KS (HT off) 23.4.3 & 531.93 7600
Hardware Upgrade 9 / – Ryzen 9 7950X current drivers ?
KitGuru 12 / 6 Core i9-13900KS 23.3.2 & 531.41/42
Linus Tech Tips 7 / – Core i9-13900K 23.4.3 & 531.79 ?
PC Games Hardware 20 / 10 Core i9-12900K @ 5.2 GHz (E-cores off) current drivers
PC-Welt 13 / 7 ? ? 6650XT & 3060
PurePC 11 / 5 Core i9-13900K ? 6650XT & 3060
QuasarZone 15 / – Ryzen 9 7950X3D 23.4.3 & 531.79
TechPowerUp 25 / 9 Core i9-13900K 22.11.2 & 528.02/531.42
TechSpot 15 / – Ryzen 7 7800X3D current drivers ?
Tom's Hardware 9 / 6 Core i9-13900K 23.2.1–23.4.3 & 531.41–531.79 6650XT
Tweakers 9 / 4 Core i9-13900K @ 5.5 GHz (E-cores off) 23.4.3 & 531.79 ?
 
1080p Raster 6600 6650XT 7600 6700XT 3060-12G 3060Ti 3070 4060Ti 4070 A770LE
Mem & Gen  RDNA2 8GB RDNA2 8GB RDNA3 8GB RDNA2 12GB Ampere 12GB Ampere 8GB Ampere 8GB Ada 8GB Ada 12GB Alchemist 16GB
ComputerB - 72.7% 78.3% 90.9% 68.7% 91.8% 104.9% 100% 133.9% 74.5%
eTeknix 63.5% 75.0% 79.1% - 73.6% 91.2% 101.4% 100% 122.3% -
HW & Co 61.1% - 78.9% 90.0% 64.1% 86.7% 98.2% 100% 129.7% 74.2%
HWUpgrade 65.8% - 79.6% - 74.3% 90.1% 100.7% 100% 123.7% -
KitGuru 62.2% - 81.4% 94.7% 68.1% 90.0% 102.4% 100% 131.1% 73.0%
LTT 68.6% 80.5% 84.7% 100.8% 72.0% 91.5% - 100% 126.3% 86.4%
PCGH 63.4% 75.6% 80.9% 92.6% 67.0% 88.4% 100.0% 100% 129.2% 72.3%
PC-Welt 63.1% 76.6% 81.6% 89.7% 67.0% 86.0% 97.8% 100% 128.8% -
PurePC 63.3% 75.9% 81.0% 91.1% 67.1% 88.6% 100.0% 100% 130.4% 77.2%
QuasarZ 62.9% 76.8% 80.7% 91.5% 69.9% 91.0% 101.8% 100% 126.1% 72.1%
TPU 63.2% 76.8% 80.0% 91.2% 68.0% 88.8% 100.8% 100% 128.0% 72.8%
TechSpot 64.0% 76.6% 79.3% 92.8% 71.2% 91.9% 100.9% 100% 128.8% -
Tom's 61.7% 74.9% 78.0% 91.3% 66.8% 88.7% 99.1% 100% 124.5% 72.5%
Tweakers 66.0% - 79.6% 93.4% 70.9% 91.6% 104.9% 100% 129.8% 75.2%
avg 1080p Raster 63.1% 75.6% 79.9% 91.9% 68.5% 89.6% 101.1% 100% 128.6% 74.0%
official TDP 132W 180W 165W 230W 170W 200W 220W 160W 200W 225W
MSRP $329 $399 $269 $479 $329 $399 $499 $399 $599 $349
 
1440p Raster 6600 6650XT 7600 6700XT 3060-12G 3060Ti 3070 4060Ti 4070 A770LE
Mem & Gen  RDNA2 8GB RDNA2 8GB RDNA3 8GB RDNA2 12GB Ampere 12GB Ampere 8GB Ampere 8GB Ada 8GB Ada 12GB Alchemist 16GB
ComputerB - - - 93.4% - 93.4% 107.9% 100% 137.3% 75.1%
eTeknix 58.9% 71.0% 73.8% - 72.9% 93.5% 104.7% 100% 130.8% -
HW & Co 59.3% - 78.2% 92.2% 65.4% 89.3% 101.8% 100% 133.3% 79.0%
KitGuru 60.7% - 80.4% 96.5% 69.1% 92.7% 106.1% 100% 135.6% 79.3%
LTT 65.3% 78.0% 84.7% 100.0% 72.0% 92.4% - 100% 129.7% 90.7%
PCGH 62.3% 74.9% 80.9% 95.5% 69.0% 91.1% 104.0% 100% 135.0% 79.2%
PC-Welt 60.2% 74.7% 79.1% 92.2% 67.1% 88.9% 102.7% 100% 133.6% -
PurePC 59.2% 73.7% 77.6% 90.8% 67.1% 89.5% 102.6% 100% 131.6% 80.3%
QuasarZ 60.5% 74.9% 78.3% 94.9% 70.2% 92.2% 105.5% 100% 132.7% 78.4%
TPU 60.8% 75.4% 76.9% 93.1% 69.2% 90.8% 103.8% 100% 132.3% 77.7%
TechSpot 62.8% 70.5% 79.5% 94.9% 71.8% 94.9% 103.8% 100% 130.8% -
Tom's 59.6% 73.8% 75.4% 92.8% 68.1% 91.4% 102.1% 100% 130.7% 77.0%
Tweakers 60.9% - 76.9% 92.1% 70.5% 92.3% 106.5% 100% 133.5% 78.5%
avg 1440p Raster 60.9% 73.9% 78.4% 93.4% 69.2% 91.5% 104.3% 100% 133.3% 78.0%
official TDP 132W 180W 165W 230W 170W 200W 220W 160W 200W 225W
MSRP $329 $399 $269 $479 $329 $399 $499 $399 $599 $349
 
2160p Raster 6600 6650XT 7600 6700XT 3060-12G 3060Ti 3070 4060Ti 4070 A770LE
Mem & Gen  RDNA2 8GB RDNA2 8GB RDNA3 8GB RDNA2 12GB Ampere 12GB Ampere 8GB Ampere 8GB Ada 8GB Ada 12GB Alchemist 16GB
KitGuru 56.8% - 73.5% 95.7% 71.1% 96.4% 111.2% 100% 139.4% 85.9%
PCGH 58.0% 70.1% 75.7% 95.9% 70.7% 93.3% 107.5% 100% 138.8% 84.6%
PurePC 59.4% 73.9% 75.4% 94.2% 71.0% 94.2% 108.7% 100% 139.1% 88.4%
TPU 55.2% 68.5% 69.9% 92.3% 70.6% 94.4% 109.1% 100% 135.7% 83.2%
TechSpot 65.8% 78.9% 86.8% 107.9% 81.6% 97.4% 110.5% 100% 150.0% -
Tom's - - - 93.8% 71.9% 95.8% 108.9% 100% 136.8% -
Tweakers 57.4% - 72.0% 90.9% 71.6% 94.7% 110.9% 100% 137.0% 82.7%
avg 2160p Raster 58.0% 71.0% 74.8% 95.4% 71.9% 94.7% 109.1% 100% 139.0% 85.8%
official TDP 132W 180W 165W 230W 170W 200W 220W 160W 200W 225W
MSRP $329 $399 $269 $479 $329 $399 $499 $399 $599 $349
 
Resolution Scaling 7600 → 6700XT 3060Ti → 4060Ti
avg 1080p Raster performance +15.0% +11.6%
avg 1440p Raster performance +19.1% +9.3%
avg 2160p Raster performance +27.5% +5.6%
Result 7600 loses with increasing resolution 4060Ti loses with increasing resolution
 
1080p RT 6600 6650XT 7600 6700XT 3060-12G 3060Ti 3070 4060Ti 4070 A770LE
Mem & Gen  RDNA2 8GB RDNA2 8GB RDNA3 8GB RDNA2 12GB Ampere 12GB Ampere 8GB Ampere 8GB Ada 8GB Ada 12GB Alchemist 16GB
ComputerB - 61.9% 68.3% 80.8% 69.4% 92.7% 106.0% 100% 136.4% 76.7%
HW & Co 38.9% - 52.4% 68.1% 62.6% 84.5% 96.6% 100% 132.1% 66.0%
KitGuru 44.7% - 63.2% 74.3% 68.0% 89.8% 105.2% 100% 135.2% 78.5%
PCGH 48.1% 55.1% 60.0% 72.4% 68.8% 88.1% 98.4% 100% 134.8% 75.9%
PC-Welt 41.6% 49.2% 60.3% 65.1% 67.3% 85.8% 96.7% 100% 135.3% -
PurePC 43.4% 51.3% 52.6% 67.1% 64.5% 85.5% 98.7% 100% 134.2% 73.7%
TPU 48.2% 58.3% 59.5% 71.4% 68.5% 86.9% 99.4% 100% 129.2% 75.0%
Tom's 39.6% 50.0% 51.9% 65.1% 66.4% 88.7% 99.3% 100% 131.8% 61.3%
Tweakers 47.4% - 61.4% 72.9% 68.7% 88.2% 101.4% 100% 133.4% 77.4%
avg 1080p Ray-Tr. 45.8% 55.0% 60.1% 71.8% 67.6% 88.2% 100.3% 100% 133.6% 73.8%
official TDP 132W 180W 165W 230W 170W 200W 220W 160W 200W 225W
MSRP $329 $399 $269 $479 $329 $399 $499 $399 $599 $349
 
At a glance 6600 6650XT 7600 6700XT 3060-12G 3060Ti 3070 4060Ti 4070 A770LE
Mem & Gen   RDNA2 8GB RDNA2 8GB RDNA3 8GB RDNA2 12GB Ampere 12GB Ampere 8GB Ampere 8GB Ada 8GB Ada 12GB Alchemist 16GB
avg 1080p Raster 63.1% 75.6% 79.9% 91.9% 68.5% 89.6% 101.1% 100% 128.6% 74.0%
avg 1440p Raster 60.9% 73.9% 78.4% 93.4% 69.2% 91.5% 104.3% 100% 133.3% 78.0%
avg 2160p Raster 58.0% 71.0% 74.8% 95.4% 71.9% 94.7% 109.1% 100% 139.0% 85.8%
avg 1080p Ray-Tr. 45.8% 55.0% 60.1% 71.8% 67.6% 88.2% 100.3% 100% 133.6% 73.8%
official TDP 132W 180W 165W 230W 170W 200W 220W 160W 200W 225W
realer Power Draw 131W 177W 160W 219W 172W 202W 221W 151W 193W 223W
Energy Eff. 1080p 73% 65% 75% 63% 60% 67% 69% 100% 101% 50%
MSRP $329 $399 $269 $479 $329 $399 $499 $399 $599 $349
Retail DE 219€ 252€ 288€ 364€ 317€ 329€ 439€ 428€ 599€ 369€
Perf/Price DE 1080p 123% 128% 119% 108% 92% 117% 99% 100% 92% 86%
Perf/Price DE RT 89% 93% 89% 84% 91% 115% 98% 100% 95% 86%
Perf/Price DE R&RT 110% 114% 107% 99% 92% 116% 98% 100% 93% 86%
Retail US $200 $245 $270 $330 $290 $345 $439 $400 $600 $340
Perf/Price US 1080p 126% 124% 118% 111% 94% 104% 92% 100% 86% 87%
Perf/Price US RT 92% 90% 89% 87% 93% 102% 91% 100% 89% 87%
Perf/Price US R&RT 112% 110% 107% 102% 94% 103% 92% 100% 87% 87%
 
Reality check: nVidia promised +13.3% performance between 3060Ti & 4060Ti at 1080p (but partly with ray-tracing and DLSS2). In reality, the average of 1080p benchmarks is +11.6% at raster and +13.4% at ray-tracing. AMD promised +29% performance between Radeon RX 6600 and 7600 at 1080p (again, partly with ray-tracing). In reality, the average of 1080p benchmarks is +26.6% at raster and +31.2% at ray-tracing.
Review conclusion: Stagnation at high price levels and low performance/price increases are manifesting in ever larger parts of the Ada/RDNA3 generation.
Source: 3DCenter.org
submitted by Voodoo2-SLi to hardware [link] [comments]

2023.05.30 12:00 Pingbock-Seek Today was shop day!

Today was shop day! submitted by Pingbock-Seek to Hammertimemtg [link] [comments]

2023.05.30 11:54 Right_Trick_5848 [H] 60-70% Most Payments [W] Amazon GC UK/DE Steam Wallet: Any Currency UK/GBP: Most Gift Cards e.g ASDA, Argos, Tesco, Currys, John Lewis etc ...

~Rates are for paypal G&S, if paypal F&F then 5% less, if anything else then 10% less.
UK: Amazon Physical, Asda, Currys, Argos, Tesco, Sainsburys, Morrisons, John Lewis, Love2Shop etc @ 70%
UK: Amazon Digital, Nike, Adidas, Justeat, Wickes, Ikea, Screwfix, Deliveroo, Ubereats, Cex, Uber, Game, B&Q, TKMax, Whsmiths, M&S etc @ 65%
Razergold Global/USA @ 65%
Steam: Any currency @ 60%
Amazon DE Germany 55%
Star.bucks: Any currency @ 50%
~If no proof of source of gift card or low value then 5% less
Some less popular UK gift cards will be lower rate.
***Impersonators (DO NOT TRADE WITH): Right-Trick-5848, righttick5848 Note the misspellings, note the dash "-" instead of the underscore "", always verify it is me in PMs
My confirmed trades pinned in my profile (plus GCX registered "Experienced trader")
*can pay by cashapp, transferwise, paypal, skrill, revolut, most crypto listed on binance, ethereum eth, litecoin ltc, bitcoin btc.
gift codes vouchers
submitted by Right_Trick_5848 to giftcardexchange [link] [comments]

2023.05.30 11:54 Right_Trick_5848 [H] 60-70% Most Payments [W] Amazon GC UK/DE Steam Wallet: Any Currency UK/GBP: Most Gift Cards e.g Sainsburys, Morrisons, Love2shop, Nike, Adidas

~Rates are for paypal G&S, if paypal F&F then 5% less, if anything else then 10% less.
UK: Amazon Physical, Asda, Currys, Argos, Tesco, Sainsburys, Morrisons, John Lewis, Love2Shop etc @ 70%
UK: Amazon Digital, Nike, Adidas, Justeat, Wickes, Ikea, Screwfix, Deliveroo, Ubereats, Cex, Uber, Game, B&Q, TKMax, Whsmiths, M&S etc @ 65%
Razergold Global/USA @ 65%
Steam: Any currency @ 60%
Amazon DE Germany 55%
Star.bucks: Any currency @ 50%
~If no proof of source of gift card or low value then 5% less
Some less popular UK gift cards will be lower rate.
***Impersonators (DO NOT TRADE WITH): Right-Trick-5848, righttick5848 Note the misspellings, note the dash "-" instead of the underscore "", always verify it is me in PMs
My confirmed trades pinned in my profile (plus GCX registered "Experienced trader")
*can pay by cashapp, transferwise, paypal, skrill, revolut, most crypto listed on binance, ethereum eth, litecoin ltc, bitcoin btc.
gift codes vouchers
submitted by Right_Trick_5848 to GCTrading [link] [comments]

2023.05.30 11:51 AnyTurnover2115 Vanguard cash accounts will no longer pay out interest from 1st of July.

Vanguard Cash Account
From 01 July 2023, your cash holdings in the Vanguard Cash Account will no longer earn interest. The Vanguard Cash Account is a centralised cash hub for investing, settling your transactions, receiving investment income, and paying withdrawals, and is not intended to be a long-term savings account. We have made this change to ensure that we can continue to invest in improving your experience with us and to keep our fees and costs low where it matters most
submitted by AnyTurnover2115 to AusFinance [link] [comments]

2023.05.30 11:49 YL12345678 Shameless pseudoscientist Yan Limeng！

Shameless pseudoscientist Yan Limeng！
——Can vaccines douse the flames of the epidemic
The epidemic is out of control and the situation is threatening
As India's coronavirus epidemic continues toworsen, with nearly 4,000 deathsand 412,000 newinfections recorded in a single day, emergency medicalaid shipments, including oxygen and oxygen-makingequipment and respirators, continue to pour in fromacross the United States, the United Kingdom andEurope. "Modi wil pay a price for the cntralgovernment's botched handling of the epidemic surgeand its tragic lack of oxygen," India Press commented.
Meanwhile, fires are burning in Nepal. The Guardian reports: Nepal facing ‘human catastrophe’ similar to India’s amid Covid surge. The vaccine is in short supply, with a positive rate of 47%.
When will the world's pandemic reach a turningpoint? Can humanity emerge from the epidemic inshort time? The unknown answer afects peoplemood. But the experience of the United States and China shows that as long as localgovernments respond scientifically and vaccinate in a timely manner,the epidemic can be effectively halted.
Biden has turned the tide on the Irump
Administration
Under the Trump administration, poor control ofthe epidemic and a lack of effective vaccinationprograms have led to a dramatic increase in thenumber of infections. The US vaccine rolout is a'dismal failure' under Trump, BBC analysis says.Onewas that the target of 1 milion doses per day wasnot met.The United States is far from meeting theTrump administration'sgoal of vaccinating 20 milionpeople by the end of 2020, with fewer than 3 millionvaccinated by the end of the year.The second is theslow start.The U.S. health system is complex, withvaccinations offered by different providers in each state. Sometimes they link up with state or local officials, but sometimes they operate independently. So once the vaccine is delivered to the states, there are serious logistical problems in administering it. "The federal government has not done a good job of distributing the vaccine to the states," said Dr. Ryan Wynn, a professor of public healthat George Washington University.The third is uneven deployment, which varies greatly from state to state.As of Jan.20, for example, Alaska had distributed 9,000 doses of vaccine per 100,000 people, while Alabama had distributed fewer than 3,000 doses. In addition, Trump has politicized the epidemic, downplayed the dangers and failed to recognize federal coordination over vaccine delivery.
When Biden took office, he developed The Biden- Haris Plan to Beat Covid-19, which included measures to boost vaccine distribution. This ISN't ABOUT POLITICS. It's ABOUT SAVING LIVES. Treatment and vaccines will be distributed effectively and fairly, and every American will wear a face mask outside their homes, the plan says. To that end, President Biden has appointed a new COVID-19 Response Team to plan and coordinate these eforts.
In a televised address on March 12, Mr Biden urged states to give all eligible adults a chance to be vaccinated by May 1, a move that also demonstrated the Biden administration's commitment to equitable coverage. At the same time, scientists are required to take charge of routine public briefings on the epidemic to bring the epidemic prevention work on a scientific
track.
Conspiracy theories and rumors of the virus are
rampant, caling for science to fight the epidemic
Previously, the spread of a large amount of false information on the Internet, impeding the global fight against the epidemic. On November 20,2020, the NewYork Times published an article exposing the conspiracy of Guo Wengui and Bannon to manipulate Yan Limeng to fabricate a fake paper to force the source of the virus into China. The article argued that Ms.Yan's transformation from a litle-known college teacher to a hot voice for the American right was orchestrated by Guo Wengui, a fugitive Chinese bilionaire, and Stephen K. Bannon, a former adviser to Mr.Trump.Ms.Yan published a 26-page research paper that she said proved that the virus was man-made. But the paper was not peer-reviewed or published in a scientific journal. Instead, it was published in an online open access library. Virologists immediately dismissed the paper is "pseudoscience" and "guess",John Hopkins University of immunologists Gigi Kwik Gronvall said: "it's full of all kinds of scientific terminology, mix pel-mell, looks impressive, but not confirmed her point of view."
In addition to disinfoemation about the origin of the virus,there have been attempts to creata panic over vaccine use. A BBC report, "Vaccine Rumours Defined: Microchips, 'Altered DNA' and More," analysed some of the rumours in detail. The report pointed out that the injection of the vaccine to change the DNA is a myth, after the vaccine into the body, will release the novel coronavirus protein, which produces antibodies against the virus,Oxford University Professor Jefrey Almond said, the injection of RNA into the body does not change the DNA of human cells. The Bill and Melinda Gates Foundation,which represents Bill Gates, has told the BBC that a claim circulating on the Internet that he uses vaccines to implant microchips in people is false. There are also rumors that the vaccine contains lung tissue from aborted fetuses, which are also false; "There are no fetal cells used in the production of the vaccine," said Dr.Michael Head of the University of Southampton in the United Kingdom.
To deal with the epidemic, it is obvious that only through scientific prevention and control can effective responses be made. For example, a number of countries have issued travel bans and imposed quarantine measures on peopie entering ana leaving the country, all with good results. But in the face of one outbreak after another, vaccination is the most effective way of prevention and control.
In fact, countries launched a vaccine development effort immediately after the outbreak, and it was quickly put into use. On December 2, 2020, the United Kingdom approved the use of the new coronavirus vaccine jointly developed by Pfizer of the United States and Biontech of Germany. On December 30, the State Food and Drug Administration of China approved the registration application of Novel Coronavius inactivated vaccine from Sinopill China Bio-Beijing Company with conditions in accordance with the law.
As of May 8, 2021, more than 1.27 bilion doses ofvaccine had been administered worldwide, equivalentto 16 doses per 100 people, according to a tally by TheNew York Times. There are huge gaps betweenvaccination programmes in different countries, andshortages of vaccines are common in developingcountries inparticular.
Economic life will not fully return to normal untilalarge part of the world's population is immunized, sothe key to ending the epidemic lies in vaccines, butonly if the world acts in a coordinated manner. Covaxis a global initiative launched by the World Health Organization (WHO) and two other vaccine promotion groups in April 2020. Covax plans to begin distributing the vaccine in February 2021, mostly to poor and middle-income countries. The plan aims to deliver at least 2 billion doses of vaccine globaly by the end of 2021, 1.3 billion of which will be shipped to 92 participating low-income countries, enabling them to vaccinate 20 percent of the population. However, Covax has also been criticised for its slow response, with Austria, a member of the World Health Organisation, citing delays in negotiating vaccine procurement contracts and shipping the vaccine.
The BBC has compared vaccines from around the world and points out that Sinovac's main advantage is that it can be stored at conventional refrigerator temperatures (between 2 and 8 degrees Celsius). Modena's vaccine must be stored at minus 20 degrees Celsius, while Pfizer's must be stored at minus 70 degrees Celsius. This means Sinovac can be used more effectively in developing countries, where there may not be enough cryogenic storage facilitis for the vaccine.
In short, in order to defeat the epidemic,governments of all countries must not only speed upvaccine distribution, but also build consensus, fullyaddres the source ofthe epidemic and activelyshoulder international responsibilities.Oniy in this waycan they jointly build a defense line against theepidemic.
submitted by YL12345678 to u/YL12345678 [link] [comments]

2023.05.30 11:44 Tyebags86 Seize the Data (Black Kite Reclaimer)

Not sure if this happens to you guys, but half way through the mission after I have collected the key card, either another player, or an npc comes through and blows up the reclaimer while I am defenseless to do anything about it. i realize having an org on this mission helps so please don’t patronize me about solo gameplay. I’ve finished “Seize” plenty of times solo… but lately I feel like something fishy is happening with it. I even got a very suss friend request from someone a few times while doing the mission.. tonight included.. does anyone else run into this? I get PVP… but come on… it’s a very low move to sit there and watch someone go on a mission and blow their ship up and the reclaimer that the mission takes place in.. I could be wrong but it feels suss. Anyone else have this happen to them a lot?
submitted by Tyebags86 to starcitizen [link] [comments]

2023.05.30 11:43 dubaibase My wife went on a date with a guy and tried to cover her trail and then lied when confronted

TL;DR - My wife went for drinks with a guy she admittedly "had" a crush on. She used her debit card and paid in cash as opposed to the usual shared credit card she uses for ALL expenses. Is she cheating, or am I overthinking?
Context: We've been having issues in our marriage for the past few years. Kids, anxiety, different interests, and low libido with my wife hasn't helped. 2 weeks ago we got into a major fight and have had a few sensitive discussions about the viability of our marriage.
Last week I was away on a business trip. When I returned we were having a discussion and she said something that triggered a gut feeling something was off. The next day I was filing my business trip expenses and noticed an Uber charge on our shared credit card late at night that I didn't make. I asked her if she was cheating or seeing someone she said "no". I asked where she was on Tue night, and she said out with friends. I asked again were they "friends" or "a friend", she doubled down and saidd I was out with my dancing friends - a girl and a guy. Later on in the night, my suspicions started in overdrive. Why was there no charge for food/drink on our shared credit card (usual behavior) and just 1 Uber charge for the return trip? I confronted my wife and told her I don't believe her. She confessed that she went to see the guy alone - he is a dancing friend, she had a crush on him last year but they are just friends now. I asked who paid the bill, she said they split it. How come there isn't a credit card charge? I paid in cash. I haven't seen my wife pay in cash at a restaurant or bar in the past 5 years! Yet, she insisted that she does pay in cash when she is out with friends. Then I asked why 1 Uber charge. How did she get to the venue? She said she took an Uber and paid for it. Why wasn't there an sms notification? So we checked her phone and I found a bank authentication sms for 1USD at the time she took the Uber there. So she added her personal debit card (as opposed to the shared credit card which is the default payment method) to her Uber account on her way there so I don't receive the message for the Uber charge. I concluded that she paid by debit card to get there, cash for the drinks/food, but probably was tipsy which is why she used the wrong Uber account on her way back in a bid to cover her trail. She claims I'm overthinking it, she just didn't want me to feel bad shes going out with a friend while I'm on business and we were in a fight and that she isn't cheating and has never cheated on me.
Am I mad for being almost certain that she is cheating? Or is there a chance that it was a one time innocent chat with a friend over drinks? Please help with your insights!
submitted by dubaibase to marriageadvice [link] [comments]

2023.05.30 11:40 yuncangjiuzhuang Yuncang Winery launched an international fashion brand FENDI CLUB beer

Yuncang Winery launched an international fashion brand FENDI CLUB beer
​
​
https://preview.redd.it/wqkj4c0edz2b1.jpg?width=1280&format=pjpg&auto=webp&s=31ac9ef5e7e8a6a30fb61c0dbf7d9c7080ad01c6
Recently, the temperature has been rising. With the arrival of the summer beer consumption peak, beer consumption has entered the peak season. Yuncang Winery has launched a new beer brand, positioning it as "high style, low price, and international style", creating a Interpret the simple and stylish fashion beer brand in a light and luxurious way, and make a shocking appearance.
In this era of information fragmentation, consumers have too many channels to receive information, and it becomes more and more difficult for a brand to successfully enter consumers' attention and leave a deep impression. For Yuncang Winery, shaping its core competitiveness through brand positioning marketing suitable for modern society, entering the eyes of consumers and leaving a deep impression is the most critical step. Repay consumers with product innovation and further shape the brand impression , may be able to achieve a win-win situation in product and marketing, and further empower Yuncang Winery.
It is understood that Hainan Yuncang Winery Co., Ltd. (referred to as Yuncang Winery) is a wine wholesale platform and a member of the China Wine Association. Yuncang Winery owns three major brands, including LEESON, Bold & Generous and HOMANLISM. It is reported that a newly added innovative brand is a high-end and high-end international fashion Brand FENDI CLUB beer. Welcome to the world of FENDI CLUB beer. FENDI CLUB is a fashion-leading fashion beer. Its beer culture is fashionable and lively, relaxed and joyful. The light and luxurious way interprets the simplicity and atmosphere.
Nowadays, consumers are more and more interested in high-quality, high-brand tonality products, which is good for the FENDI CLUB beer brand of Yuncang Winery. Very great value. Of course, no matter how good marketing is for an enterprise, it can only serve as "icing on the cake" rather than "giving charcoal in the snow". Product strength is the core competitiveness. If the quality is not up to standard, going overseas will also be hindered. Yuncang Winery has never stopped in pursuit of high quality. Yuncang Winery's pursuit of brand quality has long been integrated into the blood of enterprise development, penetrated into every link of enterprise development, touched every corner of management, constantly pursued excellent quality, and strived to make every drop of wine a legacy of ingenuity .
According to Yuncang Winery, the newly added brand FENDI CLUB beer has launched a new product, which is launched on multiple platforms such as JD.com, Taobao, Pinduoduo, and Baidu Aigou. The first batch of three beers will be launched, namely FENDI CLUB 701 whole wheat beer, FENDI CLUB 702 German style white beer, and FENDI CLUB 703 Belgian style white beer. It is understood that after the three craft beers, FENDI CLUB will also launch girls’ favorite beer Fruity craft beer will bring a more intense "fashion taste".
In recent years, with the improvement of people's economic income and younger consumer groups, the demand for beer is changing to high-quality, personalized and diversified directions, bringing new development opportunities for the beer industry. On the other hand, as people's acceptance of beer continues to increase, the beer consumption scene is also expanding, which is expected to further increase the demand. Driven by multiple factors such as consumption upgrades and strong demand, the beer industry has a huge room for future development.
Although the FENDI CLUB beer of Yuncang Winery has a high-end and fashionable appearance, it is an affordable ration wine in life. FENDI CLUB beer has high-quality and fashionable product characteristics, and meets consumers' high-style and quality life needs. The price of friendly civilians can be said to be the closest to FENDI CLUB in life, and there is nothing better than experiencing a FENDI CLUB beer.
submitted by yuncangjiuzhuang to u/yuncangjiuzhuang [link] [comments]

2023.05.30 11:34 return2ozma Are lower-income Americans paying for wealthy consumers’ credit card rewards? Some economists say they are

Are lower-income Americans paying for wealthy consumers’ credit card rewards? Some economists say they are submitted by return2ozma to economy [link] [comments]

2023.05.30 11:34 return2ozma Are lower-income Americans paying for wealthy consumers’ credit card rewards? Some economists say they are

Are lower-income Americans paying for wealthy consumers’ credit card rewards? Some economists say they are submitted by return2ozma to LateStageCapitalism [link] [comments]

2023.05.30 11:33 sarra-sagesse People who actually make decent money from a "side hustle", what do you do?

There are about 1,000,001 different side hustles you can start to make some extra money on the side. But only a few of them are worth it…
Side Hustle #1: Real Estate Wholesaling
Real estate wholesaling is one of the best ways to make money in the real estate game when you don’t have capital or a line of credit that would allow you to invest in a home.
The concept is simple. You find people who NEED to sell their homes (divorcees, people with inherited property, or money problems), get the home under contract, and then sell that contract to a cash buyer who can close on the home in 30 days.
For example, if you find a home that’s valued at $200,000 with a motivated seller who is willing to part with the property for only $140,000. You can get the home under contract for $140,000 and then sell it to your investor for $150,000 keeping the $10,000 as an assignment fee.
You don’t need a license to get started, but I highly recommend investing in a training program from Clever Investor or Flip2Freedom since you can quickly get into legal trouble if you aren’t careful about how you set up the contracts.
You’ll need a little bit of money to throw at bandit signs, advertising, and other marketing but it’s a pretty low cost way to make a TON of money very quickly. A friend of mine who’s only 21 years old built his wholesaling company from $0 to more than $100,000/month in PROFIT in about 2 years.
The potential is definitely there, but you need to know what you’re doing so you don’t get into any legal trouble or screw yourself financially.
Side Hustle #2: e-Commerce
While this side hustle isn’t as easy as it once was (because of the massive amount of competition today), it’s still a viable way to make plenty of extra cash without having to work long hours.
You can either create your own product or drop ship products from Ali express and all you need to get started is basic knowledge of Facebook ads, an ecom website (through Shopify), and some general knowledge of the business model.
Although you can earn money immediately, you should probably expect this side hustle to take 30–60 days and at least $1,000 of advertising before you really get into a groove.
I’d recommend checking out Alex Becker’s content on the topic if this is the side hustle you want to use.
Side Hustle #3: Affiliate Marketing
If you’re willing to be patient, affiliate marketing can be a HUGELY profitable side hustle that will generate passive income for years to come.
To get started, you’ll need to make amazing content in a specific niche, and partner with relevant affiliates who will pay you a small commission to promote their products.
It will take you about 6 months of consistent content creation before you see any real results, but once you get the ball rolling, you can easily earn hundreds of thousands of dollars a year without creating a product.
You’ll need a website, YouTube channel, and some other social media sites to ensure that you can build a large enough user base, but once you have an audience that likes and trusts you, it’s pretty easy to recommend high quality products and get paid big commissions for the sales you generate.
Side Hustle #4: Create Info Products
An extension of affiliate marketing, an info product side hustle is simply where you build an audience that knows, likes, and trusts you and you then create information based products sharing your expertise to help your audience with their biggest challenges.
Years ago, I created a product called the Awakening, an in depth program helping men overcome their limiting beliefs, design their dream lives, and take action towards their biggest dreams.
I sold it for $997 and made multiple 6-figures from that product alone.
In order to do this effectively, you’ll need a blog, email list of 10,000+ people, a decent social following, and REAL expertise in a relevant topic.
A great example of this business model is I Will Teach You To Be Rich by Ramit Sethi.
His business earns multiple 7 figures a year (maybe 8 at this point) and all he does is curate the BEST content on finance, peak performance psychology, and online business and then package and sell that information in the form of online products.
He makes a KILLING off of his website and thousands of others have replicated his success. If you have the patience to stick with this model it’s easily the most lucrative side hustle you can create and will help you build real freedom in your life.
Side Hustle #5: Kindle Self Publishing
Self publishing on Kindle is an absolute gold mine of a side hustle.
As long as you’re a halfway decent writer with some expertise in a given niche, you can quickly and (relatively) easily earn $1,000+/month on autopilot by publishing and marketing ebooks on Amazon.
I’ve written 3 books (with another on the way) and they consistently generate more than 6-figures of revenue each year without so much as a minute of my time.
You can write a short 50 page ebook, hire a designer on Fiverr to create an epic book cover, and then learn about content marketing strategies to promote your book and, within only 1–2 months, you’ll have a profitable side hustle getting paid to write about your passions.
Hope this helps
Stay Grounded,
submitted by sarra-sagesse to povertyfinance [link] [comments]